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ChoiceOne Financial Services, Inc. (COFS)
34.093  0.043 (0.13%)    09-14 13:25
Open: 34.075
High: 34.32
Volume: 27,335
  
Pre. Close: 34.05
Low: 33.7
Market Cap: 510(M)
Technical analysis
2026-09-14 12:44:37 PM
Short term     
Mid term     
Targets 6-month :  40.88 1-year :  47.74
Resists First :  35 Second :  40.88
Pivot price 33.63
Supports First :  33.54 Second :  32.63
MAs MA(5) :  33.91 MA(20) :  33.61
MA(100) :  32.55 MA(250) :  30.18
MACD MACD :  0 Signal :  0
%K %D K(14,3) :  79.9 D(3) :  70.8
RSI RSI(14): 56.3
52-week High :  35 Low :  25.36
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is BULLISH in short-term; and BULLISH in mid-long term.
[ COFS ] has closed below upper band by 14.7%. Bollinger Bands are 23.2% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 34.24 - 34.37 34.37 - 34.52
Low: 33.22 - 33.36 33.36 - 33.53
Close: 33.78 - 34.01 34.01 - 34.28
Company Description

ChoiceOne Financial Services, Inc. functions as the holding company for ChoiceOne Bank, which delivers a comprehensive range of community banking services to businesses (corporations and partnerships) and individual clients across Michigan. The institution offers diverse deposit solutions, including time, savings, and demand accounts, alongside access to safe deposit boxes and automated teller machine (ATM) facilities. Its lending portfolio is extensive, providing commercial loans for various purposes such such as business operations, industrial endeavors, agriculture, construction projects, inventory financing, and real estate purchases. For consumers, ChoiceOne extends both direct and indirect loans, catering to personal needs and residential property acquisition. Beyond traditional banking, the company also provides alternative investment products, such as annuities and mutual funds, and offers life and health insurance policies to both its commercial and individual clientele. ChoiceOne maintains a substantial operational footprint with 32 full-service branch offices situated in Michigan's Kent, Muskegon, Newaygo, Ottawa, Lapeer, Macomb, and St. Clair counties. Additionally, it operates three specialized loan production offices. Established in 1898, ChoiceOne Financial Services, Inc. is headquartered in Sparta, Michigan.

Headline News

Mon, 14 Sep 2026
3 Stocks Estimated To Be Priced Below Their Intrinsic Value In September 2026 - simplywall.st

Fri, 11 Sep 2026
A bank is honored for supporting local homeownership - Stock Titan

Tue, 08 Sep 2026
Bank of New York Mellon Corp Acquires Shares of 65,169 ChoiceOne Financial Services, Inc. $COFS - MarketBeat

Fri, 04 Sep 2026
Empowered Funds LLC Acquires Shares of 46,209 ChoiceOne Financial Services, Inc. $COFS - MarketBeat

Wed, 02 Sep 2026
BlackRock Inc. Invests $36.96 Million in ChoiceOne Financial Services, Inc. $COFS - MarketBeat

Sat, 29 Aug 2026
Top Dividend Stocks Featuring ChoiceOne Financial Services And Two Others - Sahm

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Neutral
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Neutral
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Neutral
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Outperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 15 (M)
Shares Float 14 (M)
Held by Insiders 6.5 (%)
Held by Institutions 47.6 (%)
Shares Short 395 (K)
Shares Short P.Month 296 (K)
Stock Financials
EPS 3.77
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 32.27
Profit Margin 32.2 %
Operating Margin 41.7 %
Return on Assets (ttm) 1.2 %
Return on Equity (ttm) 11.9 %
Qtrly Rev. Growth -2.6 %
Gross Profit (p.s.) 11.35
Sales Per Share 11.35
EBITDA (p.s.) 0
Qtrly Earnings Growth -7.9 %
Operating Cash Flow 59 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 9.04
PEG Ratio -1.3
Price to Book value 1.05
Price to Sales 3
Price to Cash Flow 8.65
Stock Dividends
Dividend 0.28
Forward Dividend 0
Dividend Yield 0.8%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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