37.03  0.43 (1.17%)		10-08 16:00
Open: 36.43 High: 37.24 Volume: 64,907		Pre. Close: 36.6 Low: 36.43 Market Cap: 612(M)

Short term
Mid term
Targets	6-month :	45	1-year :	46.68
Resists	First :	38.52	Second :	39.97
Pivot price	37.34
Supports	First :	36.2	Second :	30.11
MAs	MA(5) :	37.2	MA(20) :	37.67
	MA(100) :	38.63	MA(250) :	34.62
MACD	MACD :	-0.5	Signal :	-0.4
%K %D	K(14,3) :	30.5	D(3) :	32.4
RSI	RSI(14): 42.2
52-week	High :	42.37	Low :	25.01

Price has closed below its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is BEARISH in short-term; and BEARISH in mid-long term.
[ AROW ] has closed above bottom band by 28.3%. Bollinger Bands are 47.5% narrower than normal. The narrow width of the bands suggests low volatility as compared to its normal range. The bands have been in this narrow range for 2 bars. This is a sign that the market may be about to initiate a new trend.

If tomorrow:	Open lower	Open higher
High:	37.26 - 37.48	37.48 - 37.7
Low:	35.9 - 36.16	36.16 - 36.42
Close:	36.62 - 37.01	37.01 - 37.39

Arrow Financial Corporation functions as a bank holding company, delivering a comprehensive suite of commercial and consumer banking services, alongside various financial products. Its core deposit offerings include conventional options like demand accounts, interest-bearing checking accounts, savings accounts, and diverse time deposits. The company's lending portfolio features commercial credit facilities such as term loans, time-based notes, and revolving lines of credit. It also extends financing for commercial real estate, encompassing property acquisitions, refinancing, expansions, and improvements, in addition to loans for commercial construction and land development. On the consumer side, Arrow Financial provides installment loans for personal expenditures, personal lines of credit, overdraft protection, and automobile loans. Residential real estate financing is another key component, offering mortgages, fixed home equity loans, and home equity lines of credit to support home improvements, debt consolidation, educational funding, and other personal requirements. Furthermore, the company operates an indirect lending program and actively sells its originated residential real estate loans into the secondary market. Beyond traditional banking, Arrow Financial offers comprehensive wealth management and trust services. This includes retirement planning, trust administration, and estate management for individuals, as well as pension, profit-sharing, and employee benefit plan administration for corporate clients. The corporation also operates an insurance agency, providing group health, life, and property and casualty policies. Additionally, it offers investment advisory services for its proprietary mutual funds and holds an interest in a real estate investment trust. The company's operational footprint spans the northeastern region of New York State, specifically serving Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady counties, along with neighboring communities. Its physical infrastructure comprises 26 owned branch banking locations, 12 leased branch offices, and two dedicated residential loan origination centers. Established in 1851, Arrow Financial Corporation maintains its corporate headquarters in Glens Falls, New York.

Sat, 03 Oct 2026
Arrow Financial Corporation (NASDAQ:AROW) Stock Has Consensus Target Price of $41.62 According to Brokerages - MarketBeat

Sat, 03 Oct 2026
Higher Rates Are Reshaping Bank Stocks Like Farmers National Banc and Arrow Financial - Simply Wall Street

Fri, 02 Oct 2026
Arrow Financial Corp (AROW-Q) Stock Price and News - The Globe and Mail

Fri, 02 Oct 2026
Bank of America Corp DE Makes New Investment in Arrow Financial Corporation $AROW - MarketBeat

Sat, 15 Aug 2026
Arrow Financial: A Decent Regional Bank Trading At A Fair Valuation - Seeking Alpha

Sun, 09 Aug 2026
Does Arrow Financial (NASDAQ:AROW) Deserve A Spot On Your Watchlist? - Moomoo

Price to Book Value: P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.	Underperform
Price to Earnings: PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).	Neutral
Discounted cash flow: DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.	Outperform
Return on Assets: ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.	Outperform
Return on Equity: ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.	Outperform
Debt to Equity: evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.	Underperform

Exchange: NASDAQ
Sector: Financial Services
Industry: Banks - Regional
Shares Out	19 (M)
Shares Float	16 (M)
Held by Insiders	2.9 (%)
Held by Institutions	54.4 (%)
Shares Short	433 (K)
Shares Short P.Month	425 (K)

EPS	3.09
EPS Est Next Qtrly	0
EPS Est This Year	0
EPS Est Next Year	0
Book Value (p.s.)	26.97
Profit Margin	30.1 %
Operating Margin	34.6 %
Return on Assets (ttm)	1.1 %
Return on Equity (ttm)	12 %
Qtrly Rev. Growth	4.5 %
Gross Profit (p.s.)	9.18
Sales Per Share	9.18
EBITDA (p.s.)	0
Qtrly Earnings Growth	1.5 %
Operating Cash Flow	52 (M)
Levered Free Cash Flow	0 (M)

PE Ratio	11.94
PEG Ratio	2.8
Price to Book value	1.37
Price to Sales	4.03
Price to Cash Flow	13.19

Dividend	0.3
Forward Dividend	0
Dividend Yield	0.8%
Dividend Pay Date	Invalid DateTime.
Ex-Dividend Date	Invalid DateTime.