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AmeriServ Financial, Inc. (ASRV)
3.17  0.07 (2.26%)    12-26 16:00
Open: 3.13
High: 3.17
Volume: 14,293
  
Pre. Close: 3.1
Low: 3.105
Market Cap: 52(M)
Technical analysis
2025-12-26 4:37:30 PM
Short term     
Mid term     
Targets 6-month :  3.84 1-year :  4.48
Resists First :  3.28 Second :  3.84
Pivot price 3.09
Supports First :  3.1 Second :  2.99
MAs MA(5) :  3.08 MA(20) :  3.09
MA(100) :  3.02 MA(250) :  0
MACD MACD :  0 Signal :  0
%K %D K(14,3) :  67.6 D(3) :  43.7
RSI RSI(14): 56.2
52-week High :  3.42 Low :  2.02
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently below mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and NEUTRAL in mid-long term.
[ ASRV ] has closed below upper band by 13.5%. Bollinger Bands are 10% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 3.17 - 3.19 3.19 - 3.2
Low: 3.07 - 3.09 3.09 - 3.1
Close: 3.15 - 3.17 3.17 - 3.2
Company Description

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. The company also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it engages in underwriting as reinsurer of credit life and disability insurance. The company operates through a network of 17 banking locations in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, Pennsylvania, and Washington County, Maryland; and operates 18 automated bank teller machines. AmeriServ Financial, Inc. is headquartered in Johnstown, Pennsylvania.

Headline News

Tue, 23 Dec 2025
Blue Ridge Bankshares Gains 33.7% in 6 Months: How to Play the Stock? - Finviz

Sat, 20 Dec 2025
The past three years for AmeriServ Financial (NASDAQ:ASRV) investors has not been profitable - Yahoo Finance

Mon, 08 Dec 2025
The Zacks Analyst Blog Highlights Bank of America, Salesforce, PepsiCo, United Homes and AmeriServ Financial - Yahoo Finance

Wed, 03 Dec 2025
AmeriServ Financial Bank and Federated Hermes Announce Strategic Alliance to Expand Investment Opportunities in Western Pennsylvania - PR Newswire

Mon, 27 Oct 2025
AmeriServ Q3 Earnings Surge Y/Y on Net Interest Income Growth - Yahoo Finance

Tue, 21 Oct 2025
AMERISERV FINANCIAL REPORTS INCREASED EARNINGS FOR THE THIRD QUARTER AND FIRST NINE MONTHS OF 2025 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND - PR Newswire

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Underperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Neutral
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Underperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Underperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Underperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 17 (M)
Shares Float 13 (M)
Held by Insiders 24.2 (%)
Held by Institutions 41.9 (%)
Shares Short 89 (K)
Shares Short P.Month 80 (K)
Stock Financials
EPS 0.3
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 6.94
Profit Margin 9.4 %
Operating Margin 22.2 %
Return on Assets (ttm) 0.3 %
Return on Equity (ttm) 4.5 %
Qtrly Rev. Growth 14.5 %
Gross Profit (p.s.) 3.23
Sales Per Share 3.23
EBITDA (p.s.) 0
Qtrly Earnings Growth 114.3 %
Operating Cash Flow 5 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 10.56
PEG Ratio 0
Price to Book value 0.45
Price to Sales 0.97
Price to Cash Flow 9.86
Stock Dividends
Dividend 0.02
Forward Dividend 0
Dividend Yield 0.9%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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