stoxline Quote Chart Rank Option Currency Glossary
  
AmeriServ Financial, Inc. (ASRV)
4.885  0.005 (0.1%)    09-17 13:04
Open: 4.92
High: 4.92
Volume: 7,083
  
Pre. Close: 4.88
Low: 4.75
Market Cap: 83(M)
Technical analysis
2026-09-17 12:43:37 PM
Short term     
Mid term     
Targets 6-month :  5.89 1-year :  6.28
Resists First :  5.04 Second :  5.38
Pivot price 4.86
Supports First :  4.5 Second :  3.74
MAs MA(5) :  4.85 MA(20) :  4.89
MA(100) :  4.19 MA(250) :  3.64
MACD MACD :  0 Signal :  0
%K %D K(14,3) :  60 D(3) :  57.9
RSI RSI(14): 51.9
52-week High :  5.38 Low :  2.73
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is BULLISH in short-term; and BULLISH in mid-long term.
[ ASRV ] has closed below upper band by 49.1%. Bollinger Bands are 7.3% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 5.07 - 5.09 5.09 - 5.12
Low: 4.8 - 4.82 4.82 - 4.84
Close: 4.84 - 4.87 4.87 - 4.91
Company Description

AmeriServ Financial, Inc. operates as the holding company for AmeriServ Financial Bank, providing a broad spectrum of financial products to individual consumers, mortgage borrowers, and commercial clients. Its retail banking services encompass various deposit accounts, including checking, money market, savings, and time deposits. The bank also offers personal lending solutions such as secured and unsecured consumer loans, mortgage financing, and ancillary services like safe deposit boxes, holiday club accounts, and money orders. For its commercial, industrial, financial, and governmental customers, AmeriServ delivers extensive lending and treasury services. These include commercial real estate and construction loans, short and medium-term financing, revolving credit lines, and funding for inventory and accounts receivable. Additionally, it provides business savings accounts, certificates of deposit, wire transfers, and secure depository options like night drops and lockbox services. The company's trust department offers personal trust services, covering investment portfolio management, estate planning and administration, custodial services, and pre-need trusts. Institutional trust offerings include the management of 401(k)s, defined benefit and defined contribution employee benefit plans, and individual retirement accounts. AmeriServ also provides financial advisory services through the sale of mutual funds, annuities, and insurance products. A notable offering is its union collective investment funds, which channel union pension capital into construction projects employing union labor. The firm also engages in underwriting credit life and disability insurance as a reinsurer. AmeriServ Financial operates through a network of 17 banking branches located in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties in Pennsylvania, as well as Washington County, Maryland, complemented by 18 automated teller machines. The company maintains its corporate headquarters in Johnstown, Pennsylvania.

Headline News

Mon, 14 Sep 2026
AmeriServ Financial (ASRV) President & CEO Jeffrey Stopko Buys 2 - GuruFocus

Mon, 14 Sep 2026
Ameriserv Financial CEO buys $9,880 in company stock - Investing.com

Mon, 14 Sep 2026
AmeriServ Financial (ASRV) CEO buys stock through 401(k) - Stock Titan

Tue, 08 Sep 2026
AmeriServ (NASDAQ: ASRV) EVP sells 10,000 shares from option exercises - Stock Titan

Mon, 24 Aug 2026
AmeriServ Financial (ASRV) director reinvests dividends into 1,048 shares - Stock Titan

Wed, 19 Aug 2026
AmeriServ (ASRV) Watch: Closes 1.59% Lower at $4.95 at the Close; Price Context: $4.70 and $5.20 Define the Nearby Reference Levels in the Current Update - Bullish Pattern Stocks - siam.in

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Outperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Neutral
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Neutral
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Underperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Neutral
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 17 (M)
Shares Float 13 (M)
Held by Insiders 26.6 (%)
Held by Institutions 39.6 (%)
Shares Short 187 (K)
Shares Short P.Month 81 (K)
Stock Financials
EPS 0.5
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 7.26
Profit Margin 14.1 %
Operating Margin 22.1 %
Return on Assets (ttm) 0.5 %
Return on Equity (ttm) 7.2 %
Qtrly Rev. Growth 42.5 %
Gross Profit (p.s.) 3.55
Sales Per Share 3.55
EBITDA (p.s.) 0
Qtrly Earnings Growth 0 %
Operating Cash Flow 2 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 9.54
PEG Ratio 0.9
Price to Book value 0.67
Price to Sales 1.36
Price to Cash Flow 43.75
Stock Dividends
Dividend 0.02
Forward Dividend 0
Dividend Yield 0.6%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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