stoxline Quote Chart Rank Option Currency Glossary
  
Bread Financial Holdings, Inc. (BFH)
71.66  -2.43 (-3.28%)    03-12 16:00
Open: 71.95
High: 72.92
Volume: 427,417
  
Pre. Close: 74.09
Low: 71.3
Market Cap: 3,268(M)
Technical analysis
2026-03-12 4:43:31 PM
Short term     
Mid term     
Targets 6-month :  88.1 1-year :  93.08
Resists First :  75.43 Second :  79.69
Pivot price 73.22
Supports First :  68.52 Second :  57.01
MAs MA(5) :  72.6 MA(20) :  73.22
MA(100) :  70.53 MA(250) :  61.28
MACD MACD :  -0.3 Signal :  -0.1
%K %D K(14,3) :  39.5 D(3) :  39.2
RSI RSI(14): 46.4
52-week High :  81.79 Low :  37.66
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently below mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is BEARISH in short-term; and NEUTRAL in mid-long term.
[ BFH ] has closed above bottom band by 31.8%. Bollinger Bands are 17.8% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 73 - 73.37 73.37 - 73.66
Low: 70.43 - 70.82 70.82 - 71.12
Close: 71.04 - 71.7 71.7 - 72.2
Company Description

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was founded in 1996 and is headquartered in Columbus, Ohio.

Headline News

Thu, 12 Mar 2026
Bread Financial: Loan Growth, Single-Digit P/E, Bullish Chart - Despite Macro Risks (BFH) - Seeking Alpha

Thu, 12 Mar 2026
Bread Financial Highlights Improving Credit Metrics and Loan Growth - The Globe and Mail

Wed, 11 Mar 2026
Morgan Stanley Upgrades Bread Financial (BFH) to Overweight March 2026 - Meyka

Wed, 11 Mar 2026
The latest disclosure from Bread Financial Holdings Inc (BFH) shows that as of the end of February 2026, the company's credit card and other loan portfolio had a closing balance of 18.08 billions USD. - Bitget

Wed, 11 Mar 2026
BFH: Transformation drives growth, credit improvement, and tech innovation for resilient middle market - TradingView

Wed, 11 Mar 2026
Bread Financial Holdings Sees Increased Investment from Grantham Mayo Van Otterloo - National Today

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Neutral
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Outperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Neutral
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Outperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Outperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NYSE
Sector:
Financial Services
Industry:
Financial - Credit Services
Shares Out 43 (M)
Shares Float 43 (M)
Held by Insiders 1.1 (%)
Held by Institutions 112 (%)
Shares Short 4,210 (K)
Shares Short P.Month 4,640 (K)
Stock Financials
EPS 10.96
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 75.44
Profit Margin 19.8 %
Operating Margin 16.9 %
Return on Assets (ttm) 2.2 %
Return on Equity (ttm) 16.3 %
Qtrly Rev. Growth 18.5 %
Gross Profit (p.s.) 60.29
Sales Per Share 60.29
EBITDA (p.s.) 0
Qtrly Earnings Growth 734.9 %
Operating Cash Flow 2,090 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 6.53
PEG Ratio 0
Price to Book value 0.94
Price to Sales 1.18
Price to Cash Flow 1.47
Stock Dividends
Dividend 0.23
Forward Dividend 0
Dividend Yield 0.3%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

StockChart iOS

StoxlineLite iOS

StoxlineLite iOS

OptionCalc iOS

StockChart Android

StoxlineLite Android

StoxlinePro Android

OptionCalc Android