stoxline Quote Chart Rank Option Currency Glossary
  
Bread Financial Holdings, Inc. (BFH)
106.22  3.04 (2.95%)    08-21 10:59
Open: 104.54
High: 106.5
Volume: 57,196
  
Pre. Close: 103.18
Low: 104.54
Market Cap: 4,292(M)
Technical analysis
2026-08-21 10:43:18 AM
Short term     
Mid term     
Targets 6-month :  126.29 1-year :  133.29
Resists First :  108.12 Second :  114.12
Pivot price 109.67
Supports First :  98.43 Second :  81.89
MAs MA(5) :  107.86 MA(20) :  109.23
MA(100) :  95.21 MA(250) :  78.91
MACD MACD :  1.1 Signal :  2.1
%K %D K(14,3) :  20.2 D(3) :  34.1
RSI RSI(14): 46.4
52-week High :  114.12 Low :  53.34
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and BULLISH in mid-long term.
[ BFH ] has closed above bottom band by 9.1%. Bollinger Bands are 19.3% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 108.3 - 109.06 109.06 - 109.64
Low: 100.11 - 101.1 101.1 - 101.86
Close: 101.8 - 103.15 103.15 - 104.18
Company Description

Bread Financial Holdings, Inc. offers cutting-edge payment and credit solutions to consumers and various industries throughout North America. Their services include comprehensive financing for credit cards and other loans, which involves managing risk, originating accounts, and providing funding for approximately 130 private label and co-branded credit card programs. They also support around 500 small and medium-sized businesses through their Bread partnerships and issue Comenity-branded general purpose cash-back credit cards. The company is responsible for administering and overseeing all loans it generates, covering private label, co-brand, and general-purpose credit card portfolios, as well as its Bread BNPL (Buy Now Pay Later) products, which include installment and split-pay options. Beyond lending, they provide marketing, data, and analytics services. Their enhanced digital toolkit features a unified Software Development Kit (SDK), allowing seamless integration with their product range and encouraging the presentation of credit payment choices earlier in the retail journey. Additionally, the Bread digital payments platform, powered by a comprehensive suite of application programming interfaces (APIs), empowers merchants and partners to readily incorporate online point-of-sale financing, such as installment and split-pay solutions. Established in Columbus, Ohio in 1996, the company was formerly known as Alliance Data Systems Corporation until it rebranded as Bread Financial Holdings, Inc. in March 2022.

Headline News

Thu, 20 Aug 2026
Bread Financial Holdings Inc (BFH) Shares Fall 4.9% -- GF Value Says Still Overvalued - GuruFocus

Wed, 19 Aug 2026
Bread Financial Holdings Inc. stock underperforms Wednesday when compared to competitors - MarketWatch

Tue, 18 Aug 2026
Analysts Offer Insights on Financial Companies: Brookfield Corporation (BN), Bread Financial Holdings (BFH) and Heritage Global (HGBL) - The Globe and Mail

Mon, 17 Aug 2026
Bread Financial stock hits 52-week high at 114.53 USD - Investing.com

Mon, 17 Aug 2026
Bread Financial reports July 2026 net loss rate down to 6.80% as loan balances rise to $18.5B - TradingView

Mon, 17 Aug 2026
Bread Financial loans rose 4.9%—then came July’s credit rates - Stock Titan

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Underperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Neutral
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Neutral
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Outperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Outperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NYSE
Sector:
Financial Services
Industry:
Financial - Credit Services
Shares Out 40 (M)
Shares Float 38 (M)
Held by Insiders 1.4 (%)
Held by Institutions 114.9 (%)
Shares Short 10 (K)
Shares Short P.Month 14 (K)
Stock Financials
EPS 12.25
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 86.94
Profit Margin 21.3 %
Operating Margin 28.9 %
Return on Assets (ttm) 2.5 %
Return on Equity (ttm) 17.4 %
Qtrly Rev. Growth 3.7 %
Gross Profit (p.s.) 66.07
Sales Per Share 66.07
EBITDA (p.s.) 0
Qtrly Earnings Growth 21.2 %
Operating Cash Flow 2,190 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 8.59
PEG Ratio 4
Price to Book value 1.21
Price to Sales 1.59
Price to Cash Flow 1.94
Stock Dividends
Dividend 0.23
Forward Dividend 0
Dividend Yield 0.2%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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