stoxline Quote Chart Rank Option Currency Glossary
  
Bank of the James Financial Group, Inc. (BOTJ)
27.85  -0.3 (-1.07%)    09-09 16:00
Open: 28.19
High: 28.225
Volume: 36,231
  
Pre. Close: 28.15
Low: 27.85
Market Cap: 127(M)
Technical analysis
2026-09-09 4:13:09 PM
Short term     
Mid term     
Targets 6-month :  33.18 1-year :  38.76
Resists First :  28.41 Second :  33.18
Pivot price 27.16
Supports First :  27.13 Second :  26.35
MAs MA(5) :  27.65 MA(20) :  27.26
MA(100) :  25.06 MA(250) :  20.89
MACD MACD :  0.2 Signal :  0.1
%K %D K(14,3) :  85.9 D(3) :  73.6
RSI RSI(14): 66.1
52-week High :  29.55 Low :  14.17
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is BULLISH in short-term; and BULLISH in mid-long term.
[ BOTJ ] has closed below upper band by 0.8%. Bollinger Bands are 3% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 28.25 - 28.35 28.35 - 28.44
Low: 27.1 - 27.22 27.22 - 27.34
Close: 27.95 - 28.13 28.13 - 28.29
Company Description

Bank of the James Financial Group, Inc. serves as the holding company for Bank of the James, which delivers a full spectrum of retail and commercial banking services. Its clientele spans individuals, businesses, various organizations and associations, and government entities across Virginia, within the United States. The institution offers a diverse range of deposit products, including checking, savings, individual retirement (IRA), and health savings accounts (HSA), as well as time deposits like money market accounts and certificates of deposit. On the lending front, the company provides credit facilities to small and medium-sized businesses for acquiring equipment, upgrading facilities, purchasing inventory, and fulfilling general working capital requirements. It also specializes in financing commercial and residential construction and development projects, extending commercial real estate mortgages, and originating residential home loans. For consumers, the bank offers both secured and unsecured loan options, such as lines of credit (including overdraft protection), personal, automobile, installment, demand, and home equity loans for personal, family, or household use. Beyond these core offerings, Bank of the James provides additional services like safe deposit boxes, traveler's checks, automated direct deposits for payroll and social security, automatic payment drafts for various accounts, treasury management solutions, and credit card merchant services. The Group further extends its reach into wealth management through securities brokerage and investment services. Modern banking needs are met with telephone and internet banking services, which include online bill payment, and it also acts as an agent for insurance and annuity products. The company conducts its operations through a network consisting of 16 full-service branches, 2 limited-service offices, and one dedicated residential mortgage loan origination office. Founded in 1998, its corporate headquarters are located in Lynchburg, Virginia.

Headline News

Fri, 04 Sep 2026
Bank of the James Financial Group (NASDAQ: BOTJ) Stock Price, News & Analysis - kalkine.ca

Mon, 31 Aug 2026
Short Interest in Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) Decreases By 38.0% - MarketBeat

Fri, 28 Aug 2026
Bank of the James Financial Group (BOTJ) Shareholding Pattern – Promoters, FIIs & DIIs - Value Research

Thu, 27 Aug 2026
Bank of the James Financial Group (NASDAQ:BOTJ) Shares Cross Above Two Hundred Day Moving Average - Should You Sell? - MarketBeat

Sat, 15 Aug 2026
Bank of the James president buys $2,705 in company stock - Investing.com

Fri, 14 Aug 2026
Fourthstone group discloses 7.36% BOTJ stake for Bank of the James Financial Group (BOTJ) - Stock Titan

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Underperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Neutral
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Neutral
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Outperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Neutral
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 5 (M)
Shares Float 3 (M)
Held by Insiders 12.7 (%)
Held by Institutions 31.8 (%)
Shares Short 9 (K)
Shares Short P.Month 11 (K)
Stock Financials
EPS 2.52
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 18.29
Profit Margin 22.4 %
Operating Margin 32.3 %
Return on Assets (ttm) 1.1 %
Return on Equity (ttm) 14.8 %
Qtrly Rev. Growth 4 %
Gross Profit (p.s.) 11.27
Sales Per Share 11.27
EBITDA (p.s.) 0
Qtrly Earnings Growth 19.7 %
Operating Cash Flow 13 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 11.07
PEG Ratio 0
Price to Book value 1.53
Price to Sales 2.48
Price to Cash Flow 10.08
Stock Dividends
Dividend 0.1
Forward Dividend 0
Dividend Yield 0.3%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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