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Bank of the James Financial Group, Inc. (BOTJ)
20.9  0 (0%)    02-20 16:00
Open: 20.9
High: 21.29
Volume: 7,211
  
Pre. Close: 20.9
Low: 20.7001
Market Cap: 95(M)
Technical analysis
2026-02-20 4:44:04 PM
Short term     
Mid term     
Targets 6-month :  25.1 1-year :  29.31
Resists First :  21.48 Second :  25.1
Pivot price 20.41
Supports First :  18.92 Second :  17.34
MAs MA(5) :  20.76 MA(20) :  19.93
MA(100) :  17.73 MA(250) :  15.46
MACD MACD :  0.6 Signal :  0.5
%K %D K(14,3) :  80 D(3) :  78.4
RSI RSI(14): 67.6
52-week High :  21.48 Low :  12.45
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is BULLISH in short-term; and BULLISH in mid-long term.
[ BOTJ ] has closed below upper band by 26.0%. Bollinger Bands are 47.6% wider than normal. The large width of the bands suggest high volatility as compared to its normal range. The bands have been in this wide range for 13 days. This is a sign that the current trend might continue.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 21.31 - 21.43 21.43 - 21.52
Low: 20.44 - 20.56 20.56 - 20.67
Close: 20.69 - 20.91 20.91 - 21.09
Company Description

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it provides other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company offers securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. It operates through a network of 16 full-service offices, 2 limited-service offices, and 1 residential mortgage loan production office. The company was founded in 1998 and is headquartered in Lynchburg, Virginia.

Headline News

Fri, 20 Feb 2026
Insider Buying: Robert Chapman Acquires Additional Shares of Ban - GuruFocus

Fri, 20 Feb 2026
Bank of the James Financial Group (NASDAQ:BOTJ) President Robert Chapman Purchases 1,200 Shares - MarketBeat

Fri, 20 Feb 2026
William Bryant III Acquires 600 Shares of Bank of the James Financial Group (NASDAQ:BOTJ) Stock - MarketBeat

Fri, 20 Feb 2026
Bank of the James director Bryant buys $20,412 in BOTJ stock - Investing.com

Thu, 12 Feb 2026
Precision Trading with Bank Of The James Financial Group Inc. (BOTJ) Risk Zones - Stock Traders Daily

Fri, 06 Feb 2026
Bank of the James Financial Group's (NASDAQ:BOTJ) five-year earnings growth trails the 13% YoY shareholder returns - simplywall.st

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Neutral
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Neutral
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Neutral
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Outperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Outperform
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 5 (M)
Shares Float 4 (M)
Held by Insiders 15.7 (%)
Held by Institutions 28.6 (%)
Shares Short 4 (K)
Shares Short P.Month 4 (K)
Stock Financials
EPS 1.75
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 16.94
Profit Margin 16.6 %
Operating Margin 28.1 %
Return on Assets (ttm) 0.7 %
Return on Equity (ttm) 10.8 %
Qtrly Rev. Growth 10.1 %
Gross Profit (p.s.) 10.5
Sales Per Share 10.5
EBITDA (p.s.) 0
Qtrly Earnings Growth 38.2 %
Operating Cash Flow 12 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 11.94
PEG Ratio 0
Price to Book value 1.23
Price to Sales 1.99
Price to Cash Flow 8.2
Stock Dividends
Dividend 0.1
Forward Dividend 0
Dividend Yield 0.4%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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