59.72  0.15 (0.25%)		09-26 16:00
Open: 59.89 High: 60.19 Volume: 166,581		Pre. Close: 59.57 Low: 59.2081 Market Cap: 3,157(M)

Short term
Mid term
Targets	6-month :	72.52	1-year :	84.7
Resists	First :	62.09	Second :	72.52
Pivot price	59.67
Supports	First :	58.72	Second :	56.63
MAs	MA(5) :	59.89	MA(20) :	59.72
	MA(100) :	57.32	MA(250) :	59.83
MACD	MACD :	0.4	Signal :	0.6
%K %D	K(14,3) :	56.9	D(3) :	59.9
RSI	RSI(14): 52.4
52-week	High :	73.38	Low :	49.43

Price has closed below its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and BULLISH in mid-long term.
[ CBU ] has closed below upper band by 48.7%. Bollinger Bands are 31.9% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

If tomorrow:	Open lower	Open higher
High:	60.28 - 60.61	60.61 - 60.92
Low:	58.31 - 58.75	58.75 - 59.16
Close:	59.08 - 59.72	59.72 - 60.31

Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, including consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management; and employee benefit services, as well as operates as a full-service insurance agency that offers personal and commercial lines of insurance, and other risk management products and services. Further, it provides contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration, fund administration, transfer agency, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting services. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and advisory products, as well as master recordkeeping services. As of January 24, 2022, it operated approximately 215 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. Community Bank System, Inc. was founded in 1866 and is headquartered in DeWitt, New York.

Thu, 18 Sep 2025
Community Bank System Appoints New Independent Director - TipRanks

Tue, 16 Sep 2025
Jacobi Capital Management LLC Cuts Stock Holdings in Community Financial System, Inc. $CBU - MarketBeat

Tue, 16 Sep 2025
Community Financial System, Inc. $CBU Shares Sold by Rhumbline Advisers - MarketBeat

Mon, 08 Sep 2025
Community Bank parent invests $37M in growing insurance company - The Business Journals

Wed, 23 Jul 2025
Community Bank System Announces Leadership Transition - TipRanks

Wed, 23 Jul 2025
Community Financial (CBU) files 8-K on planned chief banking officer transition - Stock Titan

Price to Book Value: P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.	Underperform
Price to Earnings: PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).	Underperform
Discounted cash flow: DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.	Outperform
Return on Assets: ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.	Neutral
Return on Equity: ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.	Neutral
Debt to Equity: evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.	Neutral

Exchange: NYSE
Sector: Financial Services
Industry: Banks - Regional
Shares Out	53 (M)
Shares Float	52 (M)
Held by Insiders	1 (%)
Held by Institutions	75.7 (%)
Shares Short	1,780 (K)
Shares Short P.Month	1,440 (K)

EPS	3.67
EPS Est Next Qtrly	0
EPS Est This Year	0
EPS Est Next Year	0
Book Value (p.s.)	35.61
Profit Margin	25.7 %
Operating Margin	36.3 %
Return on Assets (ttm)	1.2 %
Return on Equity (ttm)	10.9 %
Qtrly Rev. Growth	7.8 %
Gross Profit (p.s.)	14.3
Sales Per Share	14.3
EBITDA (p.s.)	0
Qtrly Earnings Growth	6.8 %
Operating Cash Flow	239 (M)
Levered Free Cash Flow	0 (M)

PE Ratio	16.27
PEG Ratio	0
Price to Book value	1.67
Price to Sales	4.17
Price to Cash Flow	13.21

Dividend	0.46
Forward Dividend	0
Dividend Yield	0.7%
Dividend Pay Date	Invalid DateTime.
Ex-Dividend Date	Invalid DateTime.