stoxline Quote Chart Rank Option Currency Glossary
  
Community Bank System, Inc. (CBU)
62.37  -1 (-1.58%)    10-30 16:00
Open: 63.59
High: 63.9
Volume: 262,163
  
Pre. Close: 63.37
Low: 61.97
Market Cap: 3,282(M)
Technical analysis
2026-10-30 4:34:19 PM
Short term     
Mid term     
Targets 6-month :  74.82 1-year :  87.39
Resists First :  64.05 Second :  74.82
Pivot price 61.09
Supports First :  59.7 Second :  57
MAs MA(5) :  62.63 MA(20) :  60.65
MA(100) :  63.4 MA(250) :  61.05
MACD MACD :  0.4 Signal :  0
%K %D K(14,3) :  86.6 D(3) :  89.1
RSI RSI(14): 57.6
52-week High :  70.55 Low :  51.83
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently above mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and NEUTRAL in mid-long term.
[ CBU ] has closed below upper band by 28.6%. Bollinger Bands are 34% wider than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 63.94 - 64.26 64.26 - 64.51
Low: 61.22 - 61.56 61.56 - 61.82
Close: 61.83 - 62.4 62.4 - 62.84
Company Description

Community Bank System, Inc. (CBU) serves as the parent company for Community Bank, N.A., providing a broad array of banking and financial services to a diverse clientele including individual consumers, businesses, and local government entities. Its operations are structured into three primary divisions: Banking, Employee Benefit Services, and a residual "All Other" category. The company offers a comprehensive suite of deposit products, such as checking, savings, and money market accounts, alongside certificates of deposit. Its lending portfolio is equally varied, extending to consumer mortgages, personal installment loans, and lines of credit for individuals, as well as home equity products. For commercial clients, Community Bank System provides general purpose commercial and industrial loans, mortgages on commercial properties, and historically, Paycheck Protection Program loans. Additionally, it facilitates specialized installment loans for vehicles like automobiles, boats, and other recreational vehicles through partnerships with selected dealerships. Beyond traditional banking, the institution delivers broker-dealer and investment advisory services, along with extensive cash management, treasury, and asset management solutions. It also operates a full-service insurance agency, offering personal and commercial lines of insurance and various risk management products. The Employee Benefit Services segment provides a robust offering, including administration for contribution plans, employee benefit trusts, and collective investment funds. This segment also handles retirement plan administration, fund administration, transfer agency functions, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting. Furthermore, Community Bank System provides comprehensive wealth management services, covering retirement, higher education, and personal financial planning. It offers fiduciary and trust services, risk management advice, and access to diverse investment alternatives such as stocks, bonds, mutual funds, and advisory products, alongside master recordkeeping services. Community Bank System, Inc. was founded in 1866 and maintains its corporate headquarters in DeWitt, New York.

Headline News

Sat, 31 Oct 2026
CBU Q3 deep dive: diversified growth across lending, wealth, and insurance services - Yahoo Finance

Fri, 30 Oct 2026
5 revealing analyst questions from Community Bank’s Q3 earnings call - Yahoo Finance

Fri, 30 Oct 2026
Community Financial System, Inc. (NYSE:CBU) Just Released Its Third-Quarter Earnings: Here's What Analysts Think - Simply Wall St

Tue, 27 Oct 2026
Community Financial System Q3 Earnings Call Highlights - Yahoo Finance

Tue, 27 Oct 2026
Community Bank System, Inc. Q3 2026 Earnings Call Summary - Yahoo Finance

Tue, 27 Oct 2026
COMMUNITY BANK SYSTEM ($CBU) Releases Q3 2026 Earnings - Quiver Quantitative

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Underperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Outperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Neutral
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Neutral
Stock Basics & Statistics
Exchange:
NYSE
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 53 (M)
Shares Float 52 (M)
Held by Insiders 0.7 (%)
Held by Institutions 79.5 (%)
Shares Short 2,050 (K)
Shares Short P.Month 1,940 (K)
Stock Financials
EPS 4.3
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 39.4
Profit Margin 27.2 %
Operating Margin 39.2 %
Return on Assets (ttm) 1.3 %
Return on Equity (ttm) 11.5 %
Qtrly Rev. Growth 12 %
Gross Profit (p.s.) 15.92
Sales Per Share 15.92
EBITDA (p.s.) 0
Qtrly Earnings Growth 19.7 %
Operating Cash Flow 308 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 14.47
PEG Ratio 2.6
Price to Book value 1.58
Price to Sales 3.91
Price to Cash Flow 10.64
Stock Dividends
Dividend 0.49
Forward Dividend 0
Dividend Yield 0.7%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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