stoxline Quote Chart Rank Option Currency Glossary
  
Citizens, Inc. (CIA)
3.62  -0.24 (-6.22%)    10-30 16:00
Open: 3.74
High: 3.87
Volume: 203,994
  
Pre. Close: 3.86
Low: 3.61
Market Cap: 183(M)
Technical analysis
2026-10-30 4:34:28 PM
Short term     
Mid term     
Targets 6-month :  4.54 1-year :  5.3
Resists First :  3.89 Second :  4.54
Pivot price 3.57
Supports First :  3.53 Second :  3.3
MAs MA(5) :  3.73 MA(20) :  3.55
MA(100) :  4.37 MA(250) :  4.97
MACD MACD :  0 Signal :  -0.1
%K %D K(14,3) :  87.8 D(3) :  88.3
RSI RSI(14): 55.1
52-week High :  6.53 Low :  3.3
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently above mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and NEUTRAL in mid-long term.
[ CIA ] has closed below upper band by 24.6%. Bollinger Bands are 26.2% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 3.82 - 3.84 3.84 - 3.86
Low: 3.62 - 3.64 3.64 - 3.65
Close: 3.69 - 3.72 3.72 - 3.75
Company Description

Citizens, Inc. operates as an insurance provider, delivering a variety of life insurance solutions to both domestic U.S. and international clientele through its subsidiary companies. Its business operations are structured into two main divisions. The first, its Life Insurance segment, concentrates on issuing standard whole life and endowment policies. These policies are denominated in U.S. dollars and are primarily aimed at individuals residing outside the United States, distributed via independent marketing agencies and specialized consultants. The second division, known as Home Service Insurance, caters to households with moderate to lower incomes. This segment offers final expense life insurance, property coverage, and also provides whole life products specifically within Louisiana, Mississippi, and Arkansas. Distribution for this segment is handled through funeral homes and independent agents. Furthermore, Citizens, Inc. also provides health insurance coverage. The company was established in 1969 and is headquartered in Austin, Texas.

Headline News

Fri, 23 Oct 2026
Traders Buy High Volume of Citizens Put Options (NYSE:CIA) - MarketBeat

Fri, 23 Oct 2026
Citizens, Inc. Estimates – NYSE:CIA - TradingView

Tue, 20 Oct 2026
CIA: Technology renewal and final expense growth support ambitions for global expansion - TradingView

Tue, 20 Oct 2026
Citizens, Inc. at ld micro event: betting on tech and global growth - Investing.com

Wed, 14 Oct 2026
Citizens, Inc. to Participate at LD Micro Annual Main Event Conference on October 20, 2026 - Yahoo Finance

Tue, 06 Oct 2026
Citizens, Inc. Chief Actuary Seth Hoxworth Appointed Chief Risk Officer - Yahoo Finance

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Neutral
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Underperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Underperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NYSE
Sector:
Financial Services
Industry:
Insurance - Life
Shares Out 51 (M)
Shares Float 45 (M)
Held by Insiders 11.5 (%)
Held by Institutions 30.5 (%)
Shares Short 4,420 (K)
Shares Short P.Month 4,350 (K)
Stock Financials
EPS 0.21
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 4.63
Profit Margin 4.5 %
Operating Margin -0.9 %
Return on Assets (ttm) 0.5 %
Return on Equity (ttm) 5 %
Qtrly Rev. Growth -7.2 %
Gross Profit (p.s.) 1.35
Sales Per Share 5.03
EBITDA (p.s.) 0.29
Qtrly Earnings Growth 0 %
Operating Cash Flow 15 (M)
Levered Free Cash Flow 10 (M)
Stock Valuations
PE Ratio 16.9
PEG Ratio 1.2
Price to Book value 0.8
Price to Sales 0.73
Price to Cash Flow 12.16
Stock Dividends
Dividend 0
Forward Dividend 0
Dividend Yield 0%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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