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ChoiceOne Financial Services, Inc. (COFS)
29.72  0.43 (1.47%)    02-20 16:00
Open: 29.34
High: 29.79
Volume: 95,581
  
Pre. Close: 29.29
Low: 28.81
Market Cap: 447(M)
Technical analysis
2026-02-20 4:44:28 PM
Short term     
Mid term     
Targets 6-month :  36.26 1-year :  42.35
Resists First :  31.04 Second :  36.26
Pivot price 29.5
Supports First :  29.11 Second :  27.92
MAs MA(5) :  29.05 MA(20) :  29.38
MA(100) :  29.24 MA(250) :  28.84
MACD MACD :  -0.1 Signal :  -0.1
%K %D K(14,3) :  37.4 D(3) :  28.7
RSI RSI(14): 53.7
52-week High :  35.4 Low :  24.2
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and NEUTRAL in mid-long term.
[ COFS ] has closed below upper band by 41.0%. Bollinger Bands are 21.1% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 29.83 - 29.95 29.95 - 30.08
Low: 28.52 - 28.64 28.64 - 28.77
Close: 29.51 - 29.73 29.73 - 29.96
Company Description

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial loans, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers safe deposit and automated transaction machine services; and alternative investment products, including annuities and mutual funds, as well as sells insurance policies, such as life and health for commercial and consumer clients. It operates 32 full-service offices in Kent, Muskegon, Newaygo, and Ottawa, Lapeer, Macomb, and St. Clair counties, Michigan. The company also operates three loan production offices. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

Headline News

Tue, 17 Feb 2026
Gregory Mcconnell Purchases 1,550 Shares of ChoiceOne Financial Services (NASDAQ:COFS) Stock - MarketBeat

Tue, 17 Feb 2026
Choiceone financial director buys $45,005 in COFS stock - Investing.com Nigeria

Mon, 16 Feb 2026
ChoiceOne Financial Services, Inc. (NASDAQ:COFS) Sees Significant Decline in Short Interest - MarketBeat

Thu, 12 Feb 2026
Insider Sell: Brian Petty Sells 15,000 Shares of ChoiceOne Finan - GuruFocus

Thu, 12 Feb 2026
Brian Petty Sells 15,000 Shares of ChoiceOne Financial Services (NASDAQ:COFS) Stock - MarketBeat

Thu, 05 Feb 2026
ChoiceOne Presents Updated Investor Overview and Strategy - The Globe and Mail

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Neutral
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Underperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Underperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 15 (M)
Shares Float 13 (M)
Held by Insiders 6.2 (%)
Held by Institutions 43.5 (%)
Shares Short 220 (K)
Shares Short P.Month 220 (K)
Stock Financials
EPS 1.84
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 31.02
Profit Margin 19.1 %
Operating Margin 45.3 %
Return on Assets (ttm) 0.7 %
Return on Equity (ttm) 7.7 %
Qtrly Rev. Growth 81 %
Gross Profit (p.s.) 9.79
Sales Per Share 9.79
EBITDA (p.s.) 0
Qtrly Earnings Growth 14.8 %
Operating Cash Flow 0 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 16.15
PEG Ratio 0
Price to Book value 0.95
Price to Sales 3.03
Price to Cash Flow 0
Stock Dividends
Dividend 0.28
Forward Dividend 0
Dividend Yield 0.9%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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