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ChoiceOne Financial Services, Inc. (COFS)
30.12  -0.365 (-1.2%)    12-26 16:00
Open: 30.46
High: 30.51
Volume: 50,300
  
Pre. Close: 30.485
Low: 30.085
Market Cap: 452(M)
Technical analysis
2025-12-26 4:38:15 PM
Short term     
Mid term     
Targets 6-month :  36.99 1-year :  39.22
Resists First :  31.67 Second :  33.58
Pivot price 31.34
Supports First :  28.6 Second :  23.79
MAs MA(5) :  30.5 MA(20) :  31.24
MA(100) :  29.74 MA(250) :  0
MACD MACD :  0.1 Signal :  0.4
%K %D K(14,3) :  4.7 D(3) :  7.2
RSI RSI(14): 43
52-week High :  35.27 Low :  24.88
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and BULLISH in mid-long term.
[ COFS ] has closed above bottom band by 3.2%. Bollinger Bands are 3% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 30.54 - 30.79 30.79 - 30.96
Low: 29.56 - 29.84 29.84 - 30.03
Close: 29.76 - 30.19 30.19 - 30.47
Company Description

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial loans, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers safe deposit and automated transaction machine services; and alternative investment products, including annuities and mutual funds, as well as sells insurance policies, such as life and health for commercial and consumer clients. It operates 32 full-service offices in Kent, Muskegon, Newaygo, and Ottawa, Lapeer, Macomb, and St. Clair counties, Michigan. The company also operates three loan production offices. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

Headline News

Fri, 19 Dec 2025
(COFS) Movement as an Input in Quant Signal Sets - Stock Traders Daily

Wed, 17 Dec 2025
ChoiceOne Financial Services, Inc. (NASDAQ:COFS) Given Consensus Recommendation of "Moderate Buy" by Analysts - MarketBeat

Sat, 13 Dec 2025
Gendell Jeffrey L Cuts Stock Position in ChoiceOne Financial Services, Inc. $COFS - MarketBeat

Wed, 10 Dec 2025
We Wouldn't Be Too Quick To Buy ChoiceOne Financial Services, Inc. (NASDAQ:COFS) Before It Goes Ex-Dividend - simplywall.st

Sun, 07 Dec 2025
ChoiceOne Financial Services' (NASDAQ:COFS) Upcoming Dividend Will Be Larger Than Last Year's - Yahoo Finance

Wed, 03 Dec 2025
ChoiceOne Financial Announces Cash Dividends - Morningstar

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Outperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Neutral
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Underperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Neutral
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 15 (M)
Shares Float 13 (M)
Held by Insiders 6.2 (%)
Held by Institutions 43.5 (%)
Shares Short 221 (K)
Shares Short P.Month 205 (K)
Stock Financials
EPS 1.84
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 29.94
Profit Margin 16.7 %
Operating Margin 46.2 %
Return on Assets (ttm) 0.6 %
Return on Equity (ttm) 6.1 %
Qtrly Rev. Growth 80.4 %
Gross Profit (p.s.) 8.51
Sales Per Share 8.51
EBITDA (p.s.) 0
Qtrly Earnings Growth 14.1 %
Operating Cash Flow 43 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 16.36
PEG Ratio 0
Price to Book value 1
Price to Sales 3.53
Price to Cash Flow 10.58
Stock Dividends
Dividend 0.28
Forward Dividend 0
Dividend Yield 0.9%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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