stoxline Quote Chart Rank Option Currency Glossary
Citizens Financial Services, Inc. (CZFS)
59.85  -0.14 (-0.23%)    12-05 16:00
Open: 60
High: 60.24
Volume: 4,445
Pre. Close: 59.99
Low: 59.77
Market Cap: 282(M)
Technical analysis
2023-12-05 4:19:23 PM
Short term     
Mid term     
Targets 6-month :  70.41 1-year :  82.24
Resists First :  60.29 Second :  70.41
Pivot price 57.56
Supports First :  52.78 Second :  48.15
MAs MA(5) :  58.54 MA(20) :  56.66
MA(100) :  55.13 MA(250) :  70.01
MACD MACD :  2.1 Signal :  2
%K %D K(14,3) :  89.9 D(3) :  78.6
RSI RSI(14): 66.8
52-week High :  92 Low :  43.09
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is BULLISH in short-term; and NEUTRAL in mid-long term.
[ CZFS ] has closed below upper band by 5.3%. Bollinger Bands are 42.8% narrower than normal. The narrow width of the bands suggests low volatility as compared to its normal range. The bands have been in this narrow range for 0 bars. This is a sign that the market may be about to initiate a new trend.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 60.37 - 60.61 60.61 - 60.84
Low: 58.28 - 58.55 58.55 - 58.81
Close: 59.56 - 59.98 59.98 - 60.39
Company Description

Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and mutual funds, annuities, and health and life insurance products. As of December 31, 2021, the company operates thirty full-service banking branches in Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, Centre, and Chester counties, Pennsylvania; Allegany County, New York; and Wilmington and Dover, Delaware, as well as a limited branch office in Union County, Pennsylvania. Citizens Financial Services, Inc. was founded in 1932 and is headquartered in Mansfield, Pennsylvania.

Headline News

Fri, 01 Dec 2023
Citizens Financial Services Inc. $CZFS Investment Report - Stock Traders Daily

Tue, 14 Nov 2023
Citizens Financial Services Third Quarter 2023 Earnings: Beats Expectations - Simply Wall St

Mon, 23 Oct 2023
Citizens Financial Services: Q3 Earnings Snapshot - Yahoo Finance

Fri, 06 Oct 2023
Citizens Financial Services (CZFS) Upgraded to Strong Buy: Here's Why - Yahoo Finance

Sat, 09 Sep 2023
Citizens Financial Services (NASDAQ:CZFS) Could Be A Buy For Its Upcoming Dividend - Yahoo Finance

Tue, 29 Aug 2023
Shareholders in Citizens Financial Services (NASDAQ:CZFS) are in the red if they invested a year ago - Yahoo Finance

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Stock Basics & Statistics
Financial Services
Shares Out 5 (M)
Shares Float 4 (M)
Held by Insiders 6.2 (%)
Held by Institutions 13.7 (%)
Shares Short 45 (K)
Shares Short P.Month 40 (K)
Stock Financials
EPS 4.36
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 55.81
Profit Margin 22 %
Operating Margin 40.6 %
Return on Assets (ttm) 0.6 %
Return on Equity (ttm) 7.9 %
Qtrly Rev. Growth 23 %
Gross Profit (p.s.) 17
Sales Per Share 17.5
EBITDA (p.s.) 0
Qtrly Earnings Growth -14.7 %
Operating Cash Flow 19 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 13.69
PEG Ratio -5.7
Price to Book value 1.07
Price to Sales 3.41
Price to Cash Flow 14.65
Stock Dividends
Dividend 0.49
Forward Dividend 0
Dividend Yield 0.8%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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