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Citizens Financial Services, Inc. (CZFS)
41.85  -0.12 (-0.29%)    05-28 14:46
Open: 41.56
High: 42
Volume: 5,170
  
Pre. Close: 41.97
Low: 41.009
Market Cap: 197(M)
Technical analysis
2024-05-28 2:50:25 PM
Short term     
Mid term     
Targets 6-month :  52.33 1-year :  56.58
Resists First :  44.8 Second :  48.45
Pivot price 43.63
Supports First :  38.9 Second :  32.37
MAs MA(5) :  41.95 MA(20) :  43.61
MA(100) :  48.5 MA(250) :  56.19
MACD MACD :  -0.8 Signal :  -0.6
%K %D K(14,3) :  10.9 D(3) :  12
RSI RSI(14): 44.1
52-week High :  92 Low :  38.9
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and BEARISH in mid-long term.
[ CZFS ] has closed above bottom band by 32.7%. Bollinger Bands are 11.6% wider than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 42.59 - 42.85 42.85 - 43.09
Low: 40.77 - 41.07 41.07 - 41.35
Close: 41.51 - 41.95 41.95 - 42.38
Company Description

Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and mutual funds, annuities, and health and life insurance products. As of December 31, 2021, the company operates thirty full-service banking branches in Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, Centre, and Chester counties, Pennsylvania; Allegany County, New York; and Wilmington and Dover, Delaware, as well as a limited branch office in Union County, Pennsylvania. Citizens Financial Services, Inc. was founded in 1932 and is headquartered in Mansfield, Pennsylvania.

Headline News

Fri, 24 May 2024
Citizens Financial Services (CZFS) Q1 Earnings and Revenues Surpass Estimates - Yahoo Lifestyle Australia

Wed, 22 May 2024
Citizens Financial Services (CZFS) Lags Q1 Earnings and Revenue Estimates - Yahoo Sport Australia

Tue, 30 Apr 2024
Citizens financial services EVP buys $12000 in company stock - Investing.com Canada

Sat, 27 Apr 2024
Citizens Financial Services First Quarter 2024 Earnings: Misses Expectations - Simply Wall St

Thu, 25 Apr 2024
Citizens Financial Services Inc (CZFS) Q1 Earnings: A Close Look Compared to Analyst Estimates - Yahoo Finance

Wed, 17 Apr 2024
Leadership Changes and Shareholder Decisions at Citizens Financial - TipRanks.com - TipRanks

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Neutral
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Neutral
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Neutral
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Neutral
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Outperform
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 5 (M)
Shares Float 4 (M)
Held by Insiders 6.1 (%)
Held by Institutions 23.9 (%)
Shares Short 24 (K)
Shares Short P.Month 25 (K)
Stock Financials
EPS 3.83
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 60.04
Profit Margin 19.7 %
Operating Margin 36.4 %
Return on Assets (ttm) 0.6 %
Return on Equity (ttm) 7.2 %
Qtrly Rev. Growth 24.1 %
Gross Profit (p.s.) 0
Sales Per Share 19.36
EBITDA (p.s.) 0
Qtrly Earnings Growth -13 %
Operating Cash Flow 0 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 10.93
PEG Ratio -5.8
Price to Book value 0.69
Price to Sales 2.16
Price to Cash Flow 0
Stock Dividends
Dividend 0.49
Forward Dividend 0
Dividend Yield 1.1%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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