| 80.9 1.76 (2.22%) | 10-02 16:00 | |||||||||||||
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| Short term |   |
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| Mid term |  |
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| Targets | 6-month : | 98.27 |
1-year : | 114.78 |
| Resists | First : | 84.13 |
Second : | 98.27 |
| Pivot price | 80.46  |
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| Supports | First : | 79.78 |
Second : | 77.09 |
| MAs | MA(5) : | 79.83 |
MA(20) : | 80.9 |
| MA(100) : | 74 |
MA(250) : | 65.08 |
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| MACD | MACD : | -0.2 |
Signal : | 0 |
| %K %D | K(14,3) : | 32.3 |
D(3) : | 28.8 |
| RSI | RSI(14): 52.6 |
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| 52-week | High : | 84.13 | Low : | 50.79 |
Price has closed above its short-term moving average. Short-term moving average is currently below mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and NEUTRAL in mid-long term.[ CZFS ] has closed below upper band by 41.8%. Bollinger Bands are 20.9% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.
| If tomorrow: | Open lower | Open higher |
| High: | 81.05 - 81.36 | 81.36 - 81.71 |
| Low: | 78.21 - 78.55 | 78.55 - 78.93 |
| Close: | 80.27 - 80.81 | 80.81 - 81.44 |
Citizens Financial Services, Inc. functions as the parent company for First Citizens Community Bank, providing a comprehensive array of financial solutions and banking services to a diverse clientele, including individuals, businesses, government entities, and institutions. Its core offerings encompass various deposit instruments such as checking, savings, and certificate of deposit accounts. The bank also extends credit through a diverse portfolio of loan products, spanning financing for residential, commercial, and agricultural properties, alongside commercial and industrial lending, credit facilities for state and local government bodies, and consumer loans. Additionally, it offers several specialized financial services. Beyond traditional banking, Citizens Financial Services delivers a suite of ancillary financial services. These include expert trust administration, investment management, estate planning and execution, secure custody of securities, and individual retirement account (IRA) management. Furthermore, the company provides brokerage and wealth management advice, supports clients with oil and gas leasing negotiations, and offers access to investment vehicles such as mutual funds and annuities, along with health and life insurance products. As of December 31, 2021, its operational footprint comprised thirty full-service banking locations situated across multiple counties in Pennsylvania (Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, Centre, and Chester), Allegany County in New York, and the Delaware cities of Wilmington and Dover. A single limited branch also serves Union County, Pennsylvania. Established in 1932, Citizens Financial Services, Inc. maintains its primary corporate offices in Mansfield, Pennsylvania.
Fri, 02 Oct 2026
Citizens Financial Services (CZFS) Could Be a Great Choice - Yahoo Finance
Fri, 02 Oct 2026
Citizens Financial Services (NASDAQ:CZFS) Shares Up 0.7% - Time to Buy? - MarketBeat
Sun, 27 Sep 2026
Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now - Eastern Progress
Tue, 22 Sep 2026
Director at Citizens Financial (CZFS) makes 40-share gift - stocktitan.net
Tue, 15 Sep 2026
Director at Citizens Financial Services (CZFS) receives 70-share stock grant at $0 - stocktitan.net
Tue, 15 Sep 2026
Citizens Financial Services (CZFS) director receives 70-share stock award - stocktitan.net
| Price to Book Value: P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly. |
Neutral |
| Price to Earnings: PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS). |
Outperform |
| Discounted cash flow: DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows. |
Outperform |
| Return on Assets: ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit. |
Outperform |
| Return on Equity: ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency. |
Outperform |
| Debt to Equity: evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn. |
Underperform |
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Exchange:
NASDAQ
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Sector:
Financial Services
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Industry:
Banks - Regional
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| Shares Out | 5 (M) |
| Shares Float | 5 (M) |
| Held by Insiders | 6.3 (%) |
| Held by Institutions | 31.6 (%) |
| Shares Short | 72 (K) |
| Shares Short P.Month | 51 (K) |
| EPS | 8.55 |
| EPS Est Next Qtrly | 0 |
| EPS Est This Year | 0 |
| EPS Est Next Year | 0 |
| Book Value (p.s.) | 73.36 |
| Profit Margin | 35.7 % |
| Operating Margin | 44.5 % |
| Return on Assets (ttm) | 1.3 % |
| Return on Equity (ttm) | 12.3 % |
| Qtrly Rev. Growth | 10 % |
| Gross Profit (p.s.) | 23.85 |
| Sales Per Share | 23.85 |
| EBITDA (p.s.) | 0 |
| Qtrly Earnings Growth | 20.5 % |
| Operating Cash Flow | 38 (M) |
| Levered Free Cash Flow | 0 (M) |
| PE Ratio | 9.46 |
| PEG Ratio | 0 |
| Price to Book value | 1.1 |
| Price to Sales | 3.39 |
| Price to Cash Flow | 10.36 |
| Dividend | 0.5 |
| Forward Dividend | 0 |
| Dividend Yield | 0.6% |
| Dividend Pay Date | Invalid DateTime. |
| Ex-Dividend Date | Invalid DateTime. |
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