stoxline Quote Chart Rank Option Currency Glossary
  
Financial Institutions, Inc. (FISI)
39.29  -0.26 (-0.66%)    09-29 16:00
Open: 39.4
High: 39.5799
Volume: 98,973
  
Pre. Close: 39.55
Low: 38.79
Market Cap: 773(M)
Technical analysis
2026-09-29 4:44:19 PM
Short term     
Mid term     
Targets 6-month :  47.34 1-year :  48.6
Resists First :  40.53 Second :  41.61
Pivot price 40.28
Supports First :  38.79 Second :  32.27
MAs MA(5) :  39.75 MA(20) :  40.38
MA(100) :  38.69 MA(250) :  33.77
MACD MACD :  -0.3 Signal :  -0.1
%K %D K(14,3) :  18 D(3) :  19
RSI RSI(14): 38.6
52-week High :  42.63 Low :  24.69
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently below mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is BEARISH in short-term; and NEUTRAL in mid-long term.
[ FISI ] has closed below the lower bollinger band by 4.7%. If price is in a downtrend band; this downward trend might continue. However a short term pullback inside the band is likely. Bollinger Bands are 30.4% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 39.6 - 39.86 39.86 - 40.08
Low: 38.28 - 38.54 38.54 - 38.75
Close: 38.91 - 39.33 39.33 - 39.68
Company Description

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans. In addition, it offers investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.

Headline News

Tue, 29 Sep 2026
Bank of America Corp DE Buys 128,688 Shares of Financial Institutions, Inc. $FISI - marketbeat.com

Tue, 29 Sep 2026
Financial Institutions (NASDAQ:FISI) Stock Crosses Above 200 Day Moving Average - Here's What Happened - marketbeat.com

Mon, 28 Sep 2026
Financial Institutions (FISI) marketing chief reports 360 shares delivered or withheld in stock transaction - Stock Titan

Mon, 28 Sep 2026
Why Financial Institutions (FISI) is a Great Dividend Stock Right Now - Yahoo Finance

Fri, 25 Sep 2026
Financial Institutions Inc (NASDAQ: FISI) Share Price, FISI Stock News, FISI Share Price & Updates - kalkine.ca

Fri, 11 Sep 2026
Why Financial Institutions (FISI) is a Top Dividend Stock for Your Portfolio - Yahoo Finance

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Underperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Neutral
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Neutral
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Outperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 20 (M)
Shares Float 17 (M)
Held by Insiders 2.5 (%)
Held by Institutions 81.2 (%)
Shares Short 508 (K)
Shares Short P.Month 542 (K)
Stock Financials
EPS 4.03
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 31.77
Profit Margin 33.9 %
Operating Margin 43.5 %
Return on Assets (ttm) 1.3 %
Return on Equity (ttm) 13.2 %
Qtrly Rev. Growth 7 %
Gross Profit (p.s.) 12.35
Sales Per Share 12.35
EBITDA (p.s.) 0
Qtrly Earnings Growth 22.3 %
Operating Cash Flow 61 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 9.74
PEG Ratio 1.4
Price to Book value 1.23
Price to Sales 3.18
Price to Cash Flow 12.72
Stock Dividends
Dividend 0.31
Forward Dividend 0
Dividend Yield 0.8%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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