14.67  0.49 (3.46%)		10-15 16:00
Open: 14.18 High: 14.68 Volume: 1,965,598		Pre. Close: 14.18 Low: 14.04 Market Cap: 1,693(M)

Short term
Mid term
Targets	6-month :	18.59	1-year :	20.03
Resists	First :	15.91	Second :	17.14
Pivot price	15.03
Supports	First :	13.92	Second :	11.58
MAs	MA(5) :	14.75	MA(20) :	15.21
	MA(100) :	17.88	MA(250) :	17.41
MACD	MACD :	-0.7	Signal :	-0.7
%K %D	K(14,3) :	25.1	D(3) :	22.7
RSI	RSI(14): 35.6
52-week	High :	21.67	Low :	13.05

Price has closed below its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is BEARISH in short-term; and BEARISH in mid-long term.
[ HAPN ] has closed above bottom band by 22.9%. Bollinger Bands are 50.3% narrower than normal. The narrow width of the bands suggests low volatility as compared to its normal range. The bands have been in this narrow range for 4 bars. This is a sign that the market may be about to initiate a new trend.

If tomorrow:	Open lower	Open higher
High:	14.71 - 14.81	14.81 - 14.9
Low:	13.8 - 13.93	13.93 - 14.04
Close:	14.48 - 14.67	14.67 - 14.85

Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans.

Wed, 30 Sep 2026
LendingClub stock reports 29 percent originations growth after rebrand - ad-hoc-news.de

Thu, 17 Sep 2026
Happen (HAPN) director sells shares in pre-set trading plan - Stock Titan

Fri, 04 Sep 2026
Happen (HAPN) director sells stock under 10b5-1 plan - Stock Titan

Thu, 27 Aug 2026
Happen, Inc. Director Erin Selleck Sells 2,391 Shares and Retains RSU Awards - Kalkine Media

Thu, 23 Jul 2026
Happen Inc.: Looks A Bit Pricey Now (Rating Downgrade) (NASDAQ:HAPN) - Seeking Alpha

Thu, 25 Jun 2026
HAPN Forecast — Price Target — Prediction for 2027 - TradingView

Price to Book Value: P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.	Underperform
Price to Earnings: PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).	Neutral
Discounted cash flow: DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.	Underperform
Return on Assets: ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.	Outperform
Return on Equity: ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.	Outperform
Debt to Equity: evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.	Outperform

Exchange: NASDAQ
Sector: Financial Services
Industry: Banks - Regional
Shares Out	115 (M)
Shares Float	112 (M)
Held by Insiders	3 (%)
Held by Institutions	92 (%)
Shares Short	6,490 (K)
Shares Short P.Month	5,740 (K)

EPS	1.65
EPS Est Next Qtrly	0
EPS Est This Year	0
EPS Est Next Year	0
Book Value (p.s.)	13.57
Profit Margin	14 %
Operating Margin	21.4 %
Return on Assets (ttm)	1.3 %
Return on Equity (ttm)	13.1 %
Qtrly Rev. Growth	6.5 %
Gross Profit (p.s.)	5.08
Sales Per Share	12.04
EBITDA (p.s.)	2.73
Qtrly Earnings Growth	51.5 %
Operating Cash Flow	-2,870 (M)
Levered Free Cash Flow	1,210 (M)

PE Ratio	8.83
PEG Ratio	0
Price to Book value	1.08
Price to Sales	1.21
Price to Cash Flow	-0.59

Dividend	0
Forward Dividend	0
Dividend Yield	0%
Dividend Pay Date	Invalid DateTime.
Ex-Dividend Date	Invalid DateTime.