10.88  0.275 (2.59%)		04-25 12:57
Open: 10.53 High: 10.88 Volume: 4,172		Pre. Close: 10.605 Low: 10.53 Market Cap: 61(M)

Short term
Mid term
Targets	6-month :	13.14	1-year :	13.82
Resists	First :	11.25	Second :	11.84
Pivot price	10.78
Supports	First :	10.3	Second :	8.56
MAs	MA(5) :	10.54	MA(20) :	10.96
	MA(100) :	11.48	MA(250) :	10.96
MACD	MACD :	-0.3	Signal :	-0.3
%K %D	K(14,3) :	27.7	D(3) :	23.2
RSI	RSI(14): 38.3
52-week	High :	12.23	Low :	9.51

Price has closed below its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is BEARISH in short-term; and BEARISH in mid-long term.
[ LSBK ] has closed above bottom band by 31.4%. Bollinger Bands are 48.1% wider than normal. The large width of the bands suggest high volatility as compared to its normal range. The bands have been in this wide range for 9 days. This is a sign that the current trend might continue.

If tomorrow:	Open lower	Open higher
High:	10.72 - 10.76	10.76 - 10.8
Low:	10.39 - 10.44	10.44 - 10.48
Close:	10.63 - 10.7	10.7 - 10.79

Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services. It accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; money market savings and checking accounts; interest bearing and non-interest bearing checking accounts, such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for small to medium sized businesses. The company's loan portfolio consists of commercial real estate, commercial construction, and home equity loans and lines of credit; commercial loans comprising business installment loans, lines of credit, and other commercial loans; one- to four-family residential mortgages; and consumer loans, such as personal consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured property improvement loans, and other secured loans, as well as loans secured by certificates of deposit. As of February 11, 2022, it had eleven full-service branch locations in Western New York, including five locations in Chautauqua County and six locations in Erie County, New York. The company was founded in 1891 and is headquartered in Dunkirk, New York. Lake Shore Bancorp, Inc. is a subsidiary of Lake Shore, MHC.

Mon, 22 Apr 2024
Lake Shore Bancorp: Q1 Earnings Snapshot - Houston Chronicle

Mon, 22 Apr 2024
Lake Shore Bancorp Announces 2024 First Quarter Financial Results - citybiz

Mon, 22 Apr 2024
Lake Shore Bancorp: Q1 Earnings Snapshot - The Washington Post

Mon, 22 Apr 2024
Lake Shore Bancorp, Inc. Announces 2024 First Quarter Financial Results - GlobeNewswire

Mon, 22 Apr 2024
Lake Shore Bancorp: Q1 Earnings Snapshot | Business | dailyitem.com - Sunbury Daily Item

Wed, 31 Jan 2024
Lake Shore Bancorp, Inc. Announces 2023 Fourth Quarter and Year End Financial Results - GlobeNewswire

Price to Book Value: P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.	Underperform
Price to Earnings: PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).	Underperform
Discounted cash flow: DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.	Outperform
Return on Assets: ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.	Underperform
Return on Equity: ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.	Underperform
Debt to Equity: evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.	Underperform

Exchange: NASDAQ
Sector: Financial Services
Industry: Banks - Regional
Shares Out	6 (M)
Shares Float	2 (M)
Held by Insiders	67.8 (%)
Held by Institutions	8.9 (%)
Shares Short	3 (K)
Shares Short P.Month	3 (K)

EPS	0.81
EPS Est Next Qtrly	0
EPS Est This Year	0
EPS Est Next Year	0
Book Value (p.s.)	15.44
Profit Margin	17.1 %
Operating Margin	24.5 %
Return on Assets (ttm)	0.6 %
Return on Equity (ttm)	5.7 %
Qtrly Rev. Growth	-5.7 %
Gross Profit (p.s.)	0
Sales Per Share	4.93
EBITDA (p.s.)	0
Qtrly Earnings Growth	-34.3 %
Operating Cash Flow	6 (M)
Levered Free Cash Flow	0 (M)

PE Ratio	12.84
PEG Ratio	0
Price to Book value	0.68
Price to Sales	2.13
Price to Cash Flow	9.63

Dividend	0
Forward Dividend	0
Dividend Yield	0%
Dividend Pay Date	Invalid DateTime.
Ex-Dividend Date	Invalid DateTime.