13.06  0.02 (0.15%)		09-26 16:00
Open: 13.04 High: 13.2245 Volume: 27,602		Pre. Close: 13.04 Low: 13.01 Market Cap: 101(M)

Short term
Mid term
Targets	6-month :	15.46	1-year :	15.74
Resists	First :	13.23	Second :	13.47
Pivot price	13.05
Supports	First :	12.85	Second :	10.69
MAs	MA(5) :	13.07	MA(20) :	13.12
	MA(100) :	12.12	MA(250) :	11.21
MACD	MACD :	0	Signal :	0.1
%K %D	K(14,3) :	39.3	D(3) :	43.1
RSI	RSI(14): 54
52-week	High :	13.47	Low :	9.6

Price has closed below its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and BULLISH in mid-long term.
[ LSBK ] has closed below upper band by 48.5%. Bollinger Bands are 71.7% narrower than normal. The narrow width of the bands suggests low volatility as compared to its normal range. The bands have been in this narrow range for 2 bars. This is a sign that the market may be about to initiate a new trend.

If tomorrow:	Open lower	Open higher
High:	13.24 - 13.32	13.32 - 13.39
Low:	12.81 - 12.91	12.91 - 13
Close:	12.92 - 13.06	13.06 - 13.19

Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services. It accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; money market savings and checking accounts; interest bearing and non-interest bearing checking accounts, such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for small to medium sized businesses. The company's loan portfolio consists of commercial real estate, commercial construction, and home equity loans and lines of credit; commercial loans comprising business installment loans, lines of credit, and other commercial loans; one- to four-family residential mortgages; and consumer loans, such as personal consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured property improvement loans, and other secured loans, as well as loans secured by certificates of deposit. As of February 11, 2022, it had eleven full-service branch locations in Western New York, including five locations in Chautauqua County and six locations in Erie County, New York. The company was founded in 1891 and is headquartered in Dunkirk, New York. Lake Shore Bancorp, Inc. is a subsidiary of Lake Shore, MHC.

Thu, 11 Sep 2025
Lake Shore Bancorp Looks Promising After Stock Conversion (LSBK) - Seeking Alpha

Wed, 23 Jul 2025
Lake Shore Bancorp (NASDAQ:LSBK) stock falls 24% in past week as three-year earnings and shareholder returns continue downward trend - simplywall.st

Fri, 18 Jul 2025
Lake Shore Bank parent raises $49.5 million in stock conversion - The Business Journals

Fri, 18 Jul 2025
Lake Shore Bancorp Raises $49.5M in Stock Offering: New NASDAQ Trading Starts July 21 - Stock Titan

Tue, 08 Jul 2025
Lake Shore Bancorp Completes $49.5M Stock Offering: Key Details of Mutual-to-Stock Conversion Revealed - Stock Titan

Tue, 08 Jul 2025
Lake Shore Bancorp Announces Closing Date of Conversion Transaction and Results of Stock Offering - Yahoo Finance

Price to Book Value: P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.	Underperform
Price to Earnings: PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).	Underperform
Discounted cash flow: DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.	Outperform
Return on Assets: ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.	Underperform
Return on Equity: ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.	Underperform
Debt to Equity: evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.	Underperform

Exchange: NASDAQ
Sector: Financial Services
Industry: Banks - Regional
Shares Out	8 (M)
Shares Float	3 (M)
Held by Insiders	49.1 (%)
Held by Institutions	14.2 (%)
Shares Short	11 (K)
Shares Short P.Month	15 (K)

EPS	1.04
EPS Est Next Qtrly	0
EPS Est This Year	0
EPS Est Next Year	0
Book Value (p.s.)	16.37
Profit Margin	21.8 %
Operating Margin	34.2 %
Return on Assets (ttm)	0.8 %
Return on Equity (ttm)	6.4 %
Qtrly Rev. Growth	11.1 %
Gross Profit (p.s.)	3.38
Sales Per Share	3.38
EBITDA (p.s.)	0
Qtrly Earnings Growth	78.5 %
Operating Cash Flow	4 (M)
Levered Free Cash Flow	0 (M)

PE Ratio	12.43
PEG Ratio	0
Price to Book value	0.79
Price to Sales	3.86
Price to Cash Flow	22.82

Dividend	0.09
Forward Dividend	0
Dividend Yield	0.6%
Dividend Pay Date	Invalid DateTime.
Ex-Dividend Date	Invalid DateTime.