stoxline Quote Chart Rank Option Currency Glossary
  
Old Second Bancorp, Inc. (OSBC)
19.9  -1.36 (-6.4%)    01-23 16:00
Open: 21.08
High: 21.08
Volume: 531,304
  
Pre. Close: 21.26
Low: 19.86
Market Cap: 1,048(M)
Technical analysis
2026-01-23 4:49:58 PM
Short term     
Mid term     
Targets 6-month :  24.44 1-year :  25.69
Resists First :  20.92 Second :  22
Pivot price 20.25
Supports First :  19.19 Second :  15.96
MAs MA(5) :  20.73 MA(20) :  20.13
MA(100) :  18.78 MA(250) :  17.87
MACD MACD :  0.2 Signal :  0.2
%K %D K(14,3) :  65.7 D(3) :  74.2
RSI RSI(14): 47.4
52-week High :  22 Low :  14.14
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and BULLISH in mid-long term.
[ OSBC ] has closed above bottom band by 34.6%. Bollinger Bands are 46.8% wider than normal. The large width of the bands suggest high volatility as compared to its normal range. The bands have been in this wide range for 2 days. This is a sign that the current trend might continue.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 21.12 - 21.24 21.24 - 21.37
Low: 19.54 - 19.66 19.66 - 19.8
Close: 19.66 - 19.88 19.88 - 20.12
Company Description

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. In addition, the company offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. It operates through 63 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.

Headline News

Fri, 23 Jan 2026
Old Second Bancorp Inc (OSBC) Trading Down 3.67% on Jan 23 - GuruFocus

Thu, 22 Jan 2026
Old Second Bancorp (OSBC) Net Margin Decline Challenges Bullish Earnings Growth Narrative - simplywall.st

Thu, 22 Jan 2026
Old Second Bancorp Inc (OSBC) Q4 2025 Earnings Call Highlights: Strong Net Interest Margin and ... - Yahoo Finance

Thu, 22 Jan 2026
Earnings call transcript: Old Second Bancorp beats Q4 2025 forecasts - Investing.com

Wed, 21 Jan 2026
Old Second Bancorp, Inc. Reports Fourth Quarter 2025 Net Income of $28.8 Million, or $0.54 per Diluted Share - The Globe and Mail

Wed, 21 Jan 2026
Old Second Bancorp (NASDAQ:OSBC) Reports Q4 CY2025 In Line With Expectations - Finviz

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Underperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Neutral
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Neutral
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Neutral
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 53 (M)
Shares Float 51 (M)
Held by Insiders 4.7 (%)
Held by Institutions 70.2 (%)
Shares Short 948 (K)
Shares Short P.Month 1,150 (K)
Stock Financials
EPS 1.48
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 16.45
Profit Margin 24.4 %
Operating Margin 19.6 %
Return on Assets (ttm) 1.1 %
Return on Equity (ttm) 9.2 %
Qtrly Rev. Growth 9.6 %
Gross Profit (p.s.) 5.48
Sales Per Share 5.48
EBITDA (p.s.) 0
Qtrly Earnings Growth -64 %
Operating Cash Flow 102 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 13.44
PEG Ratio 0
Price to Book value 1.2
Price to Sales 3.62
Price to Cash Flow 10.27
Stock Dividends
Dividend 0.07
Forward Dividend 0
Dividend Yield 0.3%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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