stoxline Quote Chart Rank Option Currency Glossary
  
Old Second Bancorp, Inc. (OSBC)
25.235  0.195 (0.78%)    08-20 13:44
Open: 24.89
High: 25.235
Volume: 147,824
  
Pre. Close: 25.04
Low: 24.89
Market Cap: 1,298(M)
Technical analysis
2026-08-20 1:16:47 PM
Short term     
Mid term     
Targets 6-month :  30.45 1-year :  35.57
Resists First :  26.07 Second :  30.45
Pivot price 25.59
Supports First :  23.88 Second :  22.53
MAs MA(5) :  25.51 MA(20) :  25.4
MA(100) :  22.4 MA(250) :  20.32
MACD MACD :  0.4 Signal :  0.6
%K %D K(14,3) :  30.4 D(3) :  53.8
RSI RSI(14): 54.1
52-week High :  26.07 Low :  16.42
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and BULLISH in mid-long term.
[ OSBC ] has closed above bottom band by 8.3%. Bollinger Bands are 41.5% narrower than normal. The narrow width of the bands suggests low volatility as compared to its normal range. The bands have been in this narrow range for 3 bars. This is a sign that the market may be about to initiate a new trend.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 25.79 - 25.95 25.95 - 26.07
Low: 24.65 - 24.86 24.86 - 25.01
Close: 24.77 - 25.07 25.07 - 25.3
Company Description

Old Second Bancorp, Inc. (OSBC) serves as the parent holding company for Old Second National Bank, providing a full range of community banking services. The institution offers a broad spectrum of deposit products, including demand, NOW, money market, savings, time, and individual retirement accounts, alongside certificates of deposit. Its diverse lending portfolio encompasses commercial loans, lease financing, construction loans, and commercial real estate loans. For residential clients, offerings include first and second mortgages, home equity lines of credit, and general residential real estate loans. Consumer lending options cover needs such as motor vehicle, home improvement, and signature loans, further complemented by installment and agricultural loans, and overdraft checking services. Beyond deposits and loans, Old Second provides vital financial services like safe deposit boxes, trust and wealth management, money orders, cashier's checks, foreign currency exchange, direct deposits, discount brokerage, and debit and credit cards. The company also assists with acquiring U.S. treasury notes and bonds. Embracing digital convenience, Old Second Bancorp offers online and mobile banking platforms. Corporate clients benefit from an extensive suite of cash management solutions, featuring remote and mobile deposit capture, investment sweep accounts, zero balance accounts, automated tax payments, ATM access, telephone banking, lockbox services, automated clearing house (ACH) transactions, account reconciliation, controlled disbursements, detailed and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin. Furthermore, it delivers investment, agency, and custodial services to individual, corporate, and not-for-profit clients. Established in 1981 and headquartered in Aurora, Illinois, Old Second Bancorp, Inc. serves its customers through 63 banking centers located across Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties within Illinois.

Headline News

Thu, 20 Aug 2026
84,826 Shares in Old Second Bancorp, Inc. $OSBC Bought by MSH Capital Advisors LLC - MarketBeat

Thu, 20 Aug 2026
Great Lakes Advisors LLC Takes $4.75 Million Position in Old Second Bancorp, Inc. $OSBC - MarketBeat

Tue, 18 Aug 2026
Old Second Bancorp (NASDAQ: OSBC) prepares flexible capital-raising shelf - Stock Titan

Mon, 17 Aug 2026
Old Second Bancorp (NASDAQ:OSBC) Hits New 1-Year High - What's Next? - MarketBeat

Mon, 17 Aug 2026
Old Second Bancorp stock hits 52-week high at $26.05 - Investing.com

Sun, 16 Aug 2026
Is Old Second Bancorp (OSBC) Undervalued After Market Share Gains And Strong Margin Growth? - simplywall.st

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Underperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Neutral
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Neutral
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 51 (M)
Shares Float 49 (M)
Held by Insiders 4.5 (%)
Held by Institutions 77.8 (%)
Shares Short 1,730 (K)
Shares Short P.Month 1,730 (K)
Stock Financials
EPS 1.73
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 17.71
Profit Margin 27 %
Operating Margin 44.6 %
Return on Assets (ttm) 1.4 %
Return on Equity (ttm) 11.3 %
Qtrly Rev. Growth 22.7 %
Gross Profit (p.s.) 6.7
Sales Per Share 6.7
EBITDA (p.s.) 0
Qtrly Earnings Growth 12.5 %
Operating Cash Flow 146 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 14.51
PEG Ratio 1.5
Price to Book value 1.41
Price to Sales 3.74
Price to Cash Flow 8.77
Stock Dividends
Dividend 0.07
Forward Dividend 0
Dividend Yield 0.2%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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