stoxline Quote Chart Rank Option Currency Glossary
  
Pathfinder Bancorp, Inc. (PBHC)
13.69  -0.31 (-2.21%)    12-26 16:00
Open: 13.61
High: 13.85
Volume: 5,793
  
Pre. Close: 14.0001
Low: 13.3506
Market Cap: 84(M)
Technical analysis
2025-12-26 4:41:14 PM
Short term     
Mid term     
Targets 6-month :  16.74 1-year :  17.46
Resists First :  14.33 Second :  14.94
Pivot price 14.31
Supports First :  13.35 Second :  11.1
MAs MA(5) :  13.95 MA(20) :  14.27
MA(100) :  14.81 MA(250) :  0
MACD MACD :  -0.2 Signal :  -0.2
%K %D K(14,3) :  29.8 D(3) :  33.3
RSI RSI(14): 38.6
52-week High :  17.6 Low :  13.35
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is BEARISH in short-term; and BEARISH in mid-long term.
[ PBHC ] has closed above bottom band by 7.9%. Bollinger Bands are 67.2% wider than normal. The large width of the bands suggest high volatility as compared to its normal range. The bands have been in this wide range for 3 days. This is a sign that the current trend might continue.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 13.88 - 13.96 13.96 - 14.04
Low: 13.13 - 13.22 13.22 - 13.31
Close: 13.52 - 13.68 13.68 - 13.84
Company Description

Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. As of February 03, 2022, it operated through ten full-service offices located in Oswego and Onondaga Counties, as well as one limited purpose office located in Oneida County. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.

Headline News

Tue, 23 Dec 2025
Pathfinder Bancorp, Inc. Announces Quarterly Dividend of $0.10 (NASDAQ:PBHC) - MarketBeat

Mon, 22 Dec 2025
Pathfinder Bancorp Declares Quarterly Cash Dividend for Shareholders - TipRanks

Mon, 22 Dec 2025
Pathfinder Bancorp, Inc Declares Quarterly Dividend - TradingView — Track All Markets

Mon, 22 Dec 2025
Pathfinder Bancorp, Inc. Declares Dividend - GlobeNewswire

Fri, 19 Dec 2025
Pathfinder Bancorp (NASDAQ:PBHC) Stock Price Crosses Below 200-Day Moving Average - Here's Why - MarketBeat

Thu, 04 Dec 2025
Pathfinder Bancorp (NASDAQ:PBHC) Shares Cross Below 200-Day Moving Average - Time to Sell? - MarketBeat

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Outperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Underperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Underperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Neutral
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 5 (M)
Shares Float 4 (M)
Held by Insiders 21.9 (%)
Held by Institutions 34.3 (%)
Shares Short 5 (K)
Shares Short P.Month 4 (K)
Stock Financials
EPS 1.2
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 20.45
Profit Margin 17 %
Operating Margin 9 %
Return on Assets (ttm) 0.6 %
Return on Equity (ttm) 7.1 %
Qtrly Rev. Growth 115 %
Gross Profit (p.s.) 9.21
Sales Per Share 9.21
EBITDA (p.s.) 0
Qtrly Earnings Growth 0 %
Operating Cash Flow 6 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 11.4
PEG Ratio 0
Price to Book value 0.66
Price to Sales 1.48
Price to Cash Flow 10.32
Stock Dividends
Dividend 0.1
Forward Dividend 0
Dividend Yield 0.7%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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