0 (0%)		09-27 11:13
Open: High: Volume: 0		Pre. Close: Low: Market Cap: 0(M)

Short term
Mid term
Targets	6-month :	50.43	1-year :	58.9
Resists	First :	43.18	Second :	50.43
Pivot price	42.99
Supports	First :	42.88	Second :	42.7
MAs	MA(5) :	42.97	MA(20) :	42.98
	MA(100) :	33.3	MA(250) :	30.82
MACD	MACD :	1.1	Signal :	1.6
%K %D	K(14,3) :	40.5	D(3) :	33.2
RSI	RSI(14): 80.9
52-week	High :	43.18	Low :	23.69

Price has closed above its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is BULLISH in short-term; and BULLISH in mid-long term.
[ SPNS ] has closed below upper band by 41.0%. Bollinger Bands are 97.5% narrower than normal. The narrow width of the bands suggests low volatility as compared to its normal range. The bands have been in this narrow range for 17 bars. This is a sign that the market may be about to initiate a new trend.

If tomorrow:	Open lower	Open higher
High:	43.13 - 43.31	43.31 - 43.49
Low:	42.54 - 42.72	42.72 - 42.91
Close:	42.71 - 43.03	43.03 - 43.35

Mon, 22 Sep 2025
SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates ARIS, ZIMV, SPNS on Behalf of Shareholders - Morningstar

Wed, 17 Sep 2025
Major Healthcare Tech Upgrade: Sapiens Modernizes Medical Protection Society's Core Insurance Platform - Stock Titan

Wed, 10 Sep 2025
First-Ever Automated Testing Service: Sapiens Partners with Encova to Transform Insurance Software Quality - Stock Titan

Tue, 09 Sep 2025
AI-Powered Insurance Platform: Sapiens Launches Major CoreSuite Upgrade for Claims and Underwriting - Stock Titan

Sat, 23 Aug 2025
Sapiens International (SPNS) Skyrockets 44% on $2.5-Billion Merger With Advent - MSN

Wed, 20 Aug 2025
Bankers Insurance Group Selects Sapiens to Power Digital Modernization and Accelerate Strategic Growth - PR Newswire

Price to Book Value: P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.	Neutral
Price to Earnings: PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).	Neutral
Discounted cash flow: DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.	Neutral
Return on Assets: ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.	Neutral
Return on Equity: ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.	Neutral
Debt to Equity: evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.	Neutral

Exchange:
Sector:
Industry:
Shares Out	56 (M)
Shares Float	31 (M)
Held by Insiders	45 (%)
Held by Institutions	36.9 (%)
Shares Short	1,110 (K)
Shares Short P.Month	803 (K)

EPS	1.22
EPS Est Next Qtrly	0
EPS Est This Year	0
EPS Est Next Year	0
Book Value (p.s.)	8.9
Profit Margin	12.4 %
Operating Margin	11.8 %
Return on Assets (ttm)	7.2 %
Return on Equity (ttm)	14.1 %
Qtrly Rev. Growth	3.5 %
Gross Profit (p.s.)	4.34
Sales Per Share	9.82
EBITDA (p.s.)	1.71
Qtrly Earnings Growth	-24.3 %
Operating Cash Flow	82 (M)
Levered Free Cash Flow	52 (M)

PE Ratio	35.25
PEG Ratio	0
Price to Book value	4.82
Price to Sales	4.37
Price to Cash Flow	29.17

Dividend	0.66
Forward Dividend	0
Dividend Yield	1.5%
Dividend Pay Date	Invalid DateTime.
Ex-Dividend Date	Invalid DateTime.