stoxline Quote Chart Rank Option Currency Glossary
  
United Community Banks, Inc. (UCB)
35.42  0.36 (1.03%)    06-26 15:31
Open: 35.31
High: 35.485
Volume: 817,058
  
Pre. Close: 35.06
Low: 35.14
Market Cap: 4,242(M)
Technical analysis
2026-06-26 3:18:01 PM
Short term     
Mid term     
Targets 6-month :  41.44 1-year :  48.4
Resists First :  35.48 Second :  41.44
Pivot price 33.85
Supports First :  33.4 Second :  32.11
MAs MA(5) :  34.47 MA(20) :  33.56
MA(100) :  32.97 MA(250) :  31.8
MACD MACD :  0.4 Signal :  0.2
%K %D K(14,3) :  94.1 D(3) :  83.1
RSI RSI(14): 64.8
52-week High :  36.46 Low :  28.19
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is BULLISH in short-term; and BULLISH in mid-long term.
[ UCB ] has closed below upper band by 1.3%. Bollinger Bands are 2.8% wider than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 35.21 - 35.32 35.32 - 35.43
Low: 34.26 - 34.39 34.39 - 34.53
Close: 34.83 - 35.03 35.03 - 35.24
Company Description

United Community Banks, Inc. functions as the parent entity for United Community Bank, through which it delivers a comprehensive array of financial solutions. These offerings cater to a diverse clientele, encompassing commercial enterprises, individual consumers, governmental bodies, educational institutions, and entities within the energy, healthcare, and real estate industries. Its core banking activities include accepting various deposit accounts, such as checking, savings, and money market options. The institution extends a broad spectrum of lending products, including real estate, consumer, and commercial loans. These are provided to individuals, small and mid-sized businesses, and non-profit organizations, encompassing both secured and unsecured options, as well as specialized mortgage financing. Furthermore, it originates loans partially backed by government initiatives like the Small Business Administration (SBA) and U.S. Department of Agriculture (USDA) programs. Beyond traditional banking, United Community Banks offers robust wealth management services, covering financial planning, bespoke portfolio management, and expert investment guidance. This is complemented by trust services for fiduciary asset administration, non-deposit investment alternatives, and a suite of insurance products, including life, long-term care, and tax-deferred annuities. The company also strategically invests its own capital in a range of securities, including residential and commercial mortgage-backed securities, asset-backed securities, U.S. Treasury and agency obligations, and municipal bonds. Additionally, the firm provides an extensive suite of supplementary financial tools, such as treasury management, credit and debit card services, diverse payment and commerce solutions, equipment financing, and dedicated investment advisory and brokerage services. It also facilitates reinsurance for property contracts, operates as an insurance agency, and offers specialized services like payment processing, merchant services, wire transfers, and private banking. Established in 1950, United Community Banks, Inc. maintains its corporate headquarters in Blairsville, Georgia.

Headline News

Thu, 25 Jun 2026
United Community Banks, Inc. Actuals & Estimates (NYSE:UCB) - TradingView

Thu, 18 Jun 2026
United Community (UCB) S-4 effective; legal close Aug 2026, conversion Feb 12–16, 2027 - Stock Titan

Fri, 12 Jun 2026
United Community Banks (UCB) to Sell Equipment Finance Business for $1.9B - GuruFocus

Fri, 12 Jun 2026
United Community Banks, Inc. Announces $1.9 Billion Sale of Equipment Finance Business to Wafra Inc. - Quiver Quantitative

Fri, 12 Jun 2026
Why You Might Be Interested In United Community Banks, Inc. (NYSE:UCB) For Its Upcoming Dividend - simplywall.st

Fri, 12 Jun 2026
United Community Banks, Inc. (UCB) United Community Banks, Inc., Navitas Credit Corp., Nlfc Reinsurance Corp. - M&A Call - Slideshow (NYSE:UCB) 2026-06-12 - Seeking Alpha

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Neutral
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Outperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Neutral
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Neutral
Stock Basics & Statistics
Exchange:
NYSE
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 120 (M)
Shares Float 119 (M)
Held by Insiders 0.4 (%)
Held by Institutions 88.2 (%)
Shares Short 3,820 (K)
Shares Short P.Month 3,800 (K)
Stock Financials
EPS 2.73
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 30.54
Profit Margin 32.5 %
Operating Margin 45.6 %
Return on Assets (ttm) 1.2 %
Return on Equity (ttm) 9.5 %
Qtrly Rev. Growth 14.3 %
Gross Profit (p.s.) 8.76
Sales Per Share 8.76
EBITDA (p.s.) 0
Qtrly Earnings Growth 19.2 %
Operating Cash Flow 355 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 12.95
PEG Ratio 1.6
Price to Book value 1.15
Price to Sales 4.03
Price to Cash Flow 11.94
Stock Dividends
Dividend 0.25
Forward Dividend 0
Dividend Yield 0.7%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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