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United Community Banks, Inc. (UCB)
33.555  -0.315 (-0.93%)    01-26 14:55
Open: 33.97
High: 34.185
Volume: 602,011
  
Pre. Close: 33.87
Low: 33.255
Market Cap: 4,079(M)
Technical analysis
2026-01-26 2:21:44 PM
Short term     
Mid term     
Targets 6-month :  41.72 1-year :  48.73
Resists First :  35.72 Second :  41.72
Pivot price 33.37
Supports First :  32.63 Second :  30.72
MAs MA(5) :  34.22 MA(20) :  32.95
MA(100) :  31.51 MA(250) :  30.47
MACD MACD :  0.6 Signal :  0.5
%K %D K(14,3) :  66.9 D(3) :  78.9
RSI RSI(14): 54.8
52-week High :  35.72 Low :  22.93
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and BULLISH in mid-long term.
[ UCB ] has closed below upper band by 46.2%. Bollinger Bands are 45.6% wider than normal. The large width of the bands suggest high volatility as compared to its normal range. The bands have been in this wide range for 3 days. This is a sign that the current trend might continue.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 35.07 - 35.27 35.27 - 35.48
Low: 33.22 - 33.44 33.44 - 33.67
Close: 33.46 - 33.84 33.84 - 34.25
Company Description

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

Headline News

Sun, 25 Jan 2026
Trade Alert: Chief Accounting Officer Of United Community Banks Alan Kumler Has Sold Stock - simplywall.st

Fri, 23 Jan 2026
Insider Sell: Alan Kumler Sells Shares of United Community Banks Inc (UCB) - GuruFocus

Fri, 23 Jan 2026
Did Strong Q4 Margins And Buybacks Just Shift United Community Banks' (UCB) Investment Narrative? - simplywall.st

Fri, 23 Jan 2026
United Community Banks, Inc. (NYSE:UCB) Receives Consensus Recommendation of "Moderate Buy" from Analysts - MarketBeat

Thu, 22 Jan 2026
Massachusetts Financial Services Co. MA Sells 188,520 Shares of United Community Banks, Inc. $UCB - MarketBeat

Wed, 21 Jan 2026
5 Must-Read Analyst Questions From United Community Banks's Q4 Earnings Call - Finviz

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Neutral
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Neutral
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Neutral
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Neutral
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Outperform
Stock Basics & Statistics
Exchange:
NYSE
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 121 (M)
Shares Float 120 (M)
Held by Insiders 0.4 (%)
Held by Institutions 87.1 (%)
Shares Short 2,820 (K)
Shares Short P.Month 2,660 (K)
Stock Financials
EPS 2.61
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 30.17
Profit Margin 32.3 %
Operating Margin 45.7 %
Return on Assets (ttm) 1.1 %
Return on Equity (ttm) 9.2 %
Qtrly Rev. Growth 10.5 %
Gross Profit (p.s.) 8.37
Sales Per Share 8.37
EBITDA (p.s.) 0
Qtrly Earnings Growth 14.8 %
Operating Cash Flow 0 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 12.79
PEG Ratio 0
Price to Book value 1.11
Price to Sales 4
Price to Cash Flow 0
Stock Dividends
Dividend 0.25
Forward Dividend 0
Dividend Yield 0.7%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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