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United Community Banks, Inc. (UCB)
29.755  -0.305 (-1.01%)    10-23 11:23
Open: 30.28
High: 30.28
Volume: 114,261
  
Pre. Close: 30.06
Low: 29.715
Market Cap: 3,614(M)
Technical analysis
2025-10-23 10:51:04 AM
Short term     
Mid term     
Targets 6-month :  36.51 1-year :  38.12
Resists First :  31.26 Second :  32.63
Pivot price 31.03
Supports First :  29.04 Second :  24.16
MAs MA(5) :  30.13 MA(20) :  31.11
MA(100) :  31 MA(250) :  30.62
MACD MACD :  -0.5 Signal :  -0.4
%K %D K(14,3) :  27.2 D(3) :  28.7
RSI RSI(14): 40.8
52-week High :  35.38 Low :  22.93
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is BEARISH in short-term; and NEUTRAL in mid-long term.
[ UCB ] has closed above bottom band by 21.2%. Bollinger Bands are 35.4% wider than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 31.41 - 31.62 31.62 - 31.79
Low: 28.66 - 28.85 28.85 - 29.01
Close: 29.77 - 30.09 30.09 - 30.36
Company Description

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

Headline News

Thu, 23 Oct 2025
United Community Banks stock rating reiterated at Buy by DA Davidson - Investing.com Philippines

Thu, 23 Oct 2025
United Community Banks Reports Strong Q3 2025 Results - The Globe and Mail

Thu, 23 Oct 2025
United Community Banks (UCB) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates - sharewise.com

Thu, 23 Oct 2025
UCB Q3 Deep Dive: Loan Growth and Margin Expansion Drive Results Amid Stable Credit Quality - FinancialContent

Wed, 22 Oct 2025
United Community Banks: Q3 Earnings Snapshot - Chron

Wed, 22 Oct 2025
United Community Banks Inc reports results for the quarter ended September 30 - Earnings Summary - TradingView

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Neutral
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Neutral
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Outperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Neutral
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NYSE
Sector:
Financial Services
Industry:
Banks - Regional
Shares Out 121 (M)
Shares Float 121 (M)
Held by Insiders 0.4 (%)
Held by Institutions 86.3 (%)
Shares Short 2,270 (K)
Shares Short P.Month 2,130 (K)
Stock Financials
EPS 2.2
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 29.03
Profit Margin 29.6 %
Operating Margin 45.6 %
Return on Assets (ttm) 0.9 %
Return on Equity (ttm) 7.8 %
Qtrly Rev. Growth 6.5 %
Gross Profit (p.s.) 7.59
Sales Per Share 7.59
EBITDA (p.s.) 0
Qtrly Earnings Growth 16.7 %
Operating Cash Flow 351 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 13.61
PEG Ratio 0
Price to Book value 1.03
Price to Sales 3.94
Price to Cash Flow 10.35
Stock Dividends
Dividend 0.25
Forward Dividend 0
Dividend Yield 0.8%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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