stoxline Quote Chart Rank Option Currency Glossary
  
Upstart Holdings, Inc. (UPST)
29.71  -0.49 (-1.62%)    08-06 16:00
Open: 29.267
High: 31.02
Volume: 4,938,059
  
Pre. Close: 30.2
Low: 29.18
Market Cap: 2,844(M)
Technical analysis
2026-08-06 4:48:14 PM
Short term     
Mid term     
Targets 6-month :  38.16 1-year :  43.06
Resists First :  32.67 Second :  36.86
Pivot price 28.45
Supports First :  25.88 Second :  21.54
MAs MA(5) :  29.42 MA(20) :  29.26
MA(100) :  30.13 MA(250) :  40.77
MACD MACD :  -0.7 Signal :  -1
%K %D K(14,3) :  52.1 D(3) :  50.7
RSI RSI(14): 49.5
52-week High :  76.94 Low :  23.96
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and NEUTRAL in mid-long term.
[ UPST ] has closed below upper band by 24.0%. Bollinger Bands are 26.8% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 31.05 - 31.22 31.22 - 31.36
Low: 28.78 - 28.99 28.99 - 29.16
Close: 29.4 - 29.71 29.71 - 29.98
Company Description

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Headline News

Thu, 06 Aug 2026
Upstart: 27% Short Interest, GAAP Profitability, And 42% Growth (NASDAQ:UPST) - Seeking Alpha

Thu, 06 Aug 2026
Analysts Offer Insights on Financial Companies: Progressive (PGR) and Upstart Holdings (UPST) - The Globe and Mail

Thu, 06 Aug 2026
Q2 2026 Upstart Holdings Inc Earnings Call Transcript - GuruFocus

Wed, 05 Aug 2026
UPST Stock Craters Overnight After Big Q1 Miss — Retail Bulls Are Far From Shaken - Stocktwits

Tue, 04 Aug 2026
Why Is UPST Stock Surging Over 11% Overnight? - TradingView

Tue, 04 Aug 2026
Upstart Holdings, Inc. (UPST) Q2 Earnings and Revenues Surpass Estimates - finance.yahoo.com

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Underperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Underperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Outperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Underperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Financial - Credit Services
Shares Out 96 (M)
Shares Float 82 (M)
Held by Insiders 13 (%)
Held by Institutions 61.7 (%)
Shares Short 26,180 (K)
Shares Short P.Month 26,830 (K)
Stock Financials
EPS 0.4
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 7.65
Profit Margin 4.2 %
Operating Margin 0.8 %
Return on Assets (ttm) 1.7 %
Return on Equity (ttm) 7 %
Qtrly Rev. Growth 44.5 %
Gross Profit (p.s.) 10.14
Sales Per Share 12.22
EBITDA (p.s.) 1.03
Qtrly Earnings Growth 0 %
Operating Cash Flow -268 (M)
Levered Free Cash Flow -313 (M)
Stock Valuations
PE Ratio 72.46
PEG Ratio 0
Price to Book value 3.87
Price to Sales 2.43
Price to Cash Flow -10.63
Stock Dividends
Dividend 0
Forward Dividend 0
Dividend Yield 0%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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