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Upstart Holdings, Inc. (UPST)
23.81  -0.83 (-3.37%)    09-25 16:00
Open: 24.795
High: 24.878
Volume: 4,574,038
  
Pre. Close: 24.64
Low: 23.81
Market Cap: 2,279(M)
Technical analysis
2026-09-25 4:40:01 PM
Short term     
Mid term     
Targets 6-month :  33.53 1-year :  37.14
Resists First :  28.71 Second :  31.79
Pivot price 25.47
Supports First :  23.71 Second :  19.73
MAs MA(5) :  24.88 MA(20) :  26.19
MA(100) :  29.67 MA(250) :  35.48
MACD MACD :  -1.3 Signal :  -1.2
%K %D K(14,3) :  6.5 D(3) :  14.1
RSI RSI(14): 34
52-week High :  57.95 Low :  23.71
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is BEARISH in short-term; and BEARISH in mid-long term.
[ UPST ] has closed above bottom band by 9.2%. Bollinger Bands are 30.9% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 24.91 - 25.04 25.04 - 25.14
Low: 23.53 - 23.66 23.66 - 23.76
Close: 23.62 - 23.82 23.82 - 23.99
Company Description

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Headline News

Fri, 25 Sep 2026
Is Upstart Holdings Inc (UPST) a Bargain After 3.4% Drop? GF Val - GuruFocus

Fri, 25 Sep 2026
Upstart Holdings, Inc. (UPST) Stock Dips While Market Gains: Key Facts - Yahoo Finance

Thu, 24 Sep 2026
Upstart Stock Reverses Higher After Hitting 52-Week Low - TradingView

Wed, 23 Sep 2026
Upstart Holdings Inc (UPST) Shares Fall 5.8% -- What GF Score of 59 Tells Investors - GuruFocus

Wed, 23 Sep 2026
A Kentucky credit union's Upstart partnership now covers home-equity credit and car loans. - Stock Titan

Sun, 20 Sep 2026
Upstart Holdings (UPST) Nears Earnings, Is The Stock Trading At A Discount? - Yahoo Finance

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Underperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Underperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Outperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Neutral
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Financial - Credit Services
Shares Out 97 (M)
Shares Float 84 (M)
Held by Insiders 12.7 (%)
Held by Institutions 63.2 (%)
Shares Short 24,780 (K)
Shares Short P.Month 26,180 (K)
Stock Financials
EPS 0.51
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 8.19
Profit Margin 4.6 %
Operating Margin 7.1 %
Return on Assets (ttm) 1.9 %
Return on Equity (ttm) 7.9 %
Qtrly Rev. Growth 42.2 %
Gross Profit (p.s.) 10.99
Sales Per Share 13.25
EBITDA (p.s.) 1.18
Qtrly Earnings Growth 211.1 %
Operating Cash Flow -284 (M)
Levered Free Cash Flow -132 (M)
Stock Valuations
PE Ratio 45.78
PEG Ratio 0
Price to Book value 2.9
Price to Sales 1.79
Price to Cash Flow -8.16
Stock Dividends
Dividend 0
Forward Dividend 0
Dividend Yield 0%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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