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Upstart Holdings, Inc. (UPST)
45.47  0.18 (0.4%)    01-26 12:59
Open: 44.89
High: 45.8
Volume: 1,603,054
  
Pre. Close: 45.29
Low: 44.615
Market Cap: 4,424(M)
Technical analysis
2026-01-26 12:50:42 PM
Short term     
Mid term     
Targets 6-month :  56.81 1-year :  60.85
Resists First :  48.64 Second :  52.09
Pivot price 47.6
Supports First :  43.06 Second :  35.82
MAs MA(5) :  45.57 MA(20) :  47.13
MA(100) :  49.72 MA(250) :  55.91
MACD MACD :  -0.2 Signal :  0.1
%K %D K(14,3) :  25.2 D(3) :  28.4
RSI RSI(14): 46.6
52-week High :  96.42 Low :  31.39
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and BEARISH in mid-long term.
[ UPST ] has closed above bottom band by 26.2%. Bollinger Bands are 31.3% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 46.19 - 46.44 46.44 - 46.64
Low: 44.29 - 44.56 44.56 - 44.79
Close: 44.84 - 45.31 45.31 - 45.7
Company Description

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Headline News

Mon, 26 Jan 2026
BTIG on Upstart Holdings Inc (UPST): 'We expect 4Q25 credit to be better than 3Q25' - StreetInsider

Fri, 23 Jan 2026
Upstart Holdings, Inc. (UPST) Stock Sinks As Market Gains: What You Should Know - Yahoo Finance

Fri, 23 Jan 2026
Is Upstart Stock Your Ticket to Becoming a Millionaire? - Finviz

Thu, 22 Jan 2026
March 6th Options Now Available For Upstart Holdings (UPST) - Nasdaq

Thu, 22 Jan 2026
Upstart Holdings Inc (UPST) Shares Up 3.36% on Jan 22 - GuruFocus

Thu, 22 Jan 2026
Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know - Yahoo Finance

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Underperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Underperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Neutral
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Underperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Financial Services
Industry:
Financial - Credit Services
Shares Out 97 (M)
Shares Float 85 (M)
Held by Insiders 12.2 (%)
Held by Institutions 74 (%)
Shares Short 26,680 (K)
Shares Short P.Month 23,620 (K)
Stock Financials
EPS 0.25
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 7.63
Profit Margin 3.2 %
Operating Margin 11.3 %
Return on Assets (ttm) 1.3 %
Return on Equity (ttm) 4.8 %
Qtrly Rev. Growth 65.3 %
Gross Profit (p.s.) 8.43
Sales Per Share 10.25
EBITDA (p.s.) 0.75
Qtrly Earnings Growth 0 %
Operating Cash Flow -367 (M)
Levered Free Cash Flow -637 (M)
Stock Valuations
PE Ratio 175.32
PEG Ratio 0
Price to Book value 5.96
Price to Sales 4.44
Price to Cash Flow -12.08
Stock Dividends
Dividend 0
Forward Dividend 0
Dividend Yield 0%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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