stoxline Quote Chart Rank Option Currency Glossary
  
Usio, Inc. (USIO)
1.38  -0.08 (-5.48%)    12-19 16:00
Open: 1.44
High: 1.47
Volume: 134,104
  
Pre. Close: 1.46
Low: 1.38
Market Cap: 37(M)
Technical analysis
2025-12-19 4:51:31 PM
Short term     
Mid term     
Targets 6-month :  1.68 1-year :  1.75
Resists First :  1.44 Second :  1.5
Pivot price 1.43
Supports First :  1.35 Second :  1.12
MAs MA(5) :  1.42 MA(20) :  1.42
MA(100) :  1.46 MA(250) :  0
MACD MACD :  0 Signal :  0
%K %D K(14,3) :  41 D(3) :  48.7
RSI RSI(14): 43.1
52-week High :  2.92 Low :  1.24
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is BEARISH in short-term; and BEARISH in mid-long term.
[ USIO ] has closed above bottom band by 8.1%. Bollinger Bands are 33.6% narrower than normal. The current width of the bands does not suggest anything about the future direction or movement of prices.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 1.47 - 1.48 1.48 - 1.49
Low: 1.36 - 1.37 1.37 - 1.38
Close: 1.37 - 1.38 1.38 - 1.39
Company Description

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check, a consumer non-sufficient funds check that is presented for payment electronically rather than through the paper check collection system; and Accounts Receivable Check Conversion, a consumer paper check payment that is converted into an e-check. The company also offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. In addition, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Further, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

Headline News

Thu, 27 Nov 2025
San Antonio's Usio acquires PostCredit in all-stock deal - The Business Journals

Tue, 25 Nov 2025
Usio Acquires PostCredit Co - Yahoo Finance

Sun, 16 Nov 2025
Usio Inc (USIO) Q3 2025 Earnings Call Highlights: Record Processing Volumes and Strategic ... - Yahoo Finance

Wed, 12 Nov 2025
Earnings call transcript: Usio Q3 2025 sees steady revenue, stock dips - Investing.com

Wed, 12 Nov 2025
Usio, Inc. Reports Q3 2025 Financial Results - TipRanks

Wed, 12 Nov 2025
Usio Announces Third Quarter 2025 Financial Results - GlobeNewswire

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Neutral
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Neutral
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Neutral
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Outperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Neutral
Stock Basics & Statistics
Exchange:
NASDAQ
Sector:
Technology
Industry:
Information Technology Services
Shares Out 27 (M)
Shares Float 22 (M)
Held by Insiders 19.2 (%)
Held by Institutions 26 (%)
Shares Short 44 (K)
Shares Short P.Month 38 (K)
Stock Financials
EPS -0.02
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 0.68
Profit Margin -0.5 %
Operating Margin -2.2 %
Return on Assets (ttm) -1 %
Return on Equity (ttm) -2.1 %
Qtrly Rev. Growth -0.7 %
Gross Profit (p.s.) 0.72
Sales Per Share 3.06
EBITDA (p.s.) 0
Qtrly Earnings Growth 0 %
Operating Cash Flow 2 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio -69
PEG Ratio 0
Price to Book value 2.02
Price to Sales 0.45
Price to Cash Flow 15.57
Stock Dividends
Dividend 0
Forward Dividend 0
Dividend Yield 0%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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