21.26  0.08 (0.38%)		09-09 16:00
Open: 21.12 High: 21.43 Volume: 176,187		Pre. Close: 21.18 Low: 21.12 Market Cap: 384(M)

Short term
Mid term
Targets	6-month :	25.21	1-year :	29.45
Resists	First :	21.59	Second :	25.21
Pivot price	21.11
Supports	First :	20.83	Second :	20.37
MAs	MA(5) :	21.3	MA(20) :	21.13
	MA(100) :	19.52	MA(250) :	17.6
MACD	MACD :	0.2	Signal :	0.2
%K %D	K(14,3) :	74.3	D(3) :	78.1
RSI	RSI(14): 57.5
52-week	High :	21.59	Low :	14.12

Price has closed below its short-term moving average. Short-term moving average is currently above mid-term; and above long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and BULLISH in mid-long term.
[ WSBF ] has closed below upper band by 28.6%. Bollinger Bands are 47.8% narrower than normal. The narrow width of the bands suggests low volatility as compared to its normal range. The bands have been in this narrow range for 8 bars. This is a sign that the market may be about to initiate a new trend.

If tomorrow:	Open lower	Open higher
High:	21.45 - 21.54	21.54 - 21.61
Low:	20.88 - 20.99	20.99 - 21.08
Close:	21.08 - 21.25	21.25 - 21.4

Waterstone Financial, Inc. functions as a bank holding company, with its principal operations conducted through its subsidiary, WaterStone Bank SSB. It offers a broad spectrum of financial services to customers situated in southeastern Wisconsin, USA. The firm's activities are structured into two key segments: Community Banking and Mortgage Banking. The Community Banking division caters to both individual and commercial clients with a suite of banking solutions. This encompasses diverse deposit and transactional offerings, such as checking accounts, digital banking and bill payment facilities, funds transfer services, and various credit, debit, and prepaid card options. Furthermore, it provides savings and investment vehicles, including savings accounts, money market deposits, individual retirement accounts, and certificates of deposit. Its lending portfolio extends to residential mortgages, home equity loans and lines of credit, personal and installment credit, real estate financing, and commercial loans and lines of credit. Additionally, the segment offers fixed and variable annuities, insurance policies, and trust and investment management accounts. Its deposit types span interest-bearing and non-interest-bearing transaction accounts, demand accounts, and time deposits. Beyond this, loan products encompass secured and unsecured lines of credit, commercial real estate construction financing, term loans for operational capital and inventory, and personal term loans, complemented by various investment services. The Mortgage Banking division focuses on originating residential mortgage loans, predominantly for sale within the secondary market. The company also maintains an investment portfolio containing a mix of securities, such as mortgage-backed securities, bonds from government-sponsored and private enterprises, collateralized mortgage and municipal obligations, and other debt instruments. Its operational footprint includes 14 full-service banking offices, a single drive-through facility, and 14 automated teller machines, strategically placed across Milwaukee, Washington, and Waukesha Counties in Wisconsin. Founded in 1921 and headquartered in Wauwatosa, Wisconsin, the firm was formerly known as Wauwatosa Holdings, Inc., adopting its current name, Waterstone Financial, Inc., in August 2008.

Wed, 09 Sep 2026
Bank of New York Mellon Corp Takes $1.88 Million Position in Waterstone Financial, Inc. $WSBF - MarketBeat

Fri, 04 Sep 2026
Waterstone Financial Inc. (MD) (WSBF) Financials – Balance Sheet, Profit & Loss, Cash Flow - Value Research

Thu, 03 Sep 2026
WSBF Surges 43% in a Year: Reason to Buy the Stock Now? - Yahoo Finance

Thu, 03 Sep 2026
115,282 Shares in Waterstone Financial, Inc. $WSBF Acquired by Empowered Funds LLC - MarketBeat

Wed, 02 Sep 2026
BlackRock Inc. Buys New Shares in Waterstone Financial, Inc. $WSBF - MarketBeat

Mon, 31 Aug 2026
Waterstone Financial stock holds steady on recent earnings and capital returns - AD HOC NEWS

Price to Book Value: P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.	Neutral
Price to Earnings: PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).	Underperform
Discounted cash flow: DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.	Outperform
Return on Assets: ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.	Neutral
Return on Equity: ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.	Neutral
Debt to Equity: evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.	Underperform

Exchange: NASDAQ
Sector: Financial Services
Industry: Banks - Regional
Shares Out	18 (M)
Shares Float	16 (M)
Held by Insiders	18.7 (%)
Held by Institutions	55.5 (%)
Shares Short	396 (K)
Shares Short P.Month	317 (K)

EPS	1.73
EPS Est Next Qtrly	0
EPS Est This Year	0
EPS Est Next Year	0
Book Value (p.s.)	19.95
Profit Margin	20 %
Operating Margin	26.6 %
Return on Assets (ttm)	1.3 %
Return on Equity (ttm)	8.6 %
Qtrly Rev. Growth	5.1 %
Gross Profit (p.s.)	8.36
Sales Per Share	8.36
EBITDA (p.s.)	0
Qtrly Earnings Growth	14.1 %
Operating Cash Flow	45 (M)
Levered Free Cash Flow	0 (M)

PE Ratio	12.28
PEG Ratio	0
Price to Book value	1.06
Price to Sales	2.54
Price to Cash Flow	8.54

Dividend	0.17
Forward Dividend	0
Dividend Yield	0.7%
Dividend Pay Date	Invalid DateTime.
Ex-Dividend Date	Invalid DateTime.