stoxline Quote Chart Rank Option Currency Glossary
  
X Financial (XYF)
4.98  -0.04 (-0.8%)    02-27 16:00
Open: 5.03
High: 5.0389
Volume: 63,216
  
Pre. Close: 5.02
Low: 4.97
Market Cap: 35(M)
Technical analysis
2026-02-27 4:01:17 PM
Short term     
Mid term     
Targets 6-month :  6.55 1-year :  7.15
Resists First :  5.61 Second :  6.13
Pivot price 5.12
Supports First :  4.78 Second :  3.97
MAs MA(5) :  4.99 MA(20) :  5.13
MA(100) :  8.2 MA(250) :  12.18
MACD MACD :  -0.3 Signal :  -0.3
%K %D K(14,3) :  33.3 D(3) :  33.6
RSI RSI(14): 38.2
52-week High :  20.36 Low :  4.78
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is BEARISH in short-term; and BEARISH in mid-long term.
[ XYF ] has closed above bottom band by 26.6%. Bollinger Bands are 73.8% narrower than normal. The narrow width of the bands suggests low volatility as compared to its normal range. The bands have been in this narrow range for 13 bars. This is a sign that the market may be about to initiate a new trend.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 5.08 - 5.11 5.11 - 5.15
Low: 4.91 - 4.94 4.94 - 4.98
Close: 4.96 - 5.02 5.02 - 5.08
Company Description

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.

Headline News

Sat, 28 Feb 2026
XYF Earning Date, Earning Analysis and Earning Prediction - Intellectia AI

Thu, 26 Feb 2026
X Financial (NYSE:XYF) Trading Down 0.6% - Should You Sell? - MarketBeat

Mon, 23 Feb 2026
X Financial-ADR (NYSE:XYF) Passes Key Peter Lynch Investment Filters - ChartMill

Tue, 03 Feb 2026
X Financial Sponsored ADR (NYSE:XYF) Short Interest Up 20.3% in January - MarketBeat

Sat, 31 Jan 2026
X Financial-ADR (NYSE:XYF) Emerges as a Peter Lynch-Style GARP Candidate - ChartMill

Mon, 05 Jan 2026
Is Now The Time To Put X Financial (NYSE:XYF) On Your Watchlist? - Yahoo Finance

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Outperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Outperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Outperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Outperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Outperform
Stock Basics & Statistics
Exchange:
NYSE
Sector:
Financial Services
Industry:
Financial - Credit Services
Shares Out 23 (M)
Shares Float 102 (M)
Held by Insiders 20.2 (%)
Held by Institutions 9.7 (%)
Shares Short 117 (K)
Shares Short P.Month 109 (K)
Stock Financials
EPS 5.92
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 28.82
Profit Margin 22.7 %
Operating Margin 62.2 %
Return on Assets (ttm) 25.3 %
Return on Equity (ttm) 24.1 %
Qtrly Rev. Growth 23.8 %
Gross Profit (p.s.) 247.8
Sales Per Share 345.61
EBITDA (p.s.) 234.21
Qtrly Earnings Growth 30.2 %
Operating Cash Flow 0 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 0.84
PEG Ratio 0
Price to Book value 0.17
Price to Sales 0.01
Price to Cash Flow 0
Stock Dividends
Dividend 0.25
Forward Dividend 0
Dividend Yield 5%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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