stoxline Quote Chart Rank Option Currency Glossary
  
X Financial (XYF)
13.7  -0.07 (-0.51%)    10-15 12:18
Open: 13.87
High: 14.145
Volume: 53,078
  
Pre. Close: 13.77
Low: 13.65
Market Cap: 93(M)
Technical analysis
2025-10-15 11:51:33 AM
Short term     
Mid term     
Targets 6-month :  17.07 1-year :  18.19
Resists First :  14.62 Second :  15.57
Pivot price 13.94
Supports First :  13.06 Second :  10.87
MAs MA(5) :  13.68 MA(20) :  14.11
MA(100) :  15.86 MA(250) :  12.23
MACD MACD :  -0.2 Signal :  -0.2
%K %D K(14,3) :  30.5 D(3) :  22.6
RSI RSI(14): 46.7
52-week High :  20.36 Low :  6.03
Price, MAs and Bollinger Bands

Price has closed above its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is NEUTRAL in short-term; and BEARISH in mid-long term.
[ XYF ] has closed above bottom band by 44.4%. Bollinger Bands are 55.6% narrower than normal. The narrow width of the bands suggests low volatility as compared to its normal range. The bands have been in this narrow range for 16 bars. This is a sign that the market may be about to initiate a new trend.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 13.86 - 13.92 13.92 - 13.98
Low: 12.94 - 13 13 - 13.06
Close: 13.66 - 13.76 13.76 - 13.86
Company Description

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.

Headline News

Sat, 27 Sep 2025
Here's Why We Think X Financial (NYSE:XYF) Is Well Worth Watching - simplywall.st

Fri, 26 Sep 2025
X Financial Appoints New Chief Financial Strategy Officer - TipRanks

Sat, 20 Sep 2025
Acadian Asset Management LLC Boosts Stock Holdings in X Financial Sponsored ADR $XYF - MarketBeat

Mon, 01 Sep 2025
With a 54% stake, X Financial (NYSE:XYF) insiders have a lot riding on the company - Yahoo Finance

Tue, 19 Aug 2025
X Financial 2025 Q2 - Results - Earnings Call Presentation (NYSE:XYF) 2025-08-19 - Seeking Alpha

Tue, 19 Aug 2025
Earnings call transcript: X Financial Q2 2025 highlights growth and AI focus - Investing.com

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Outperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Outperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Outperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Outperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Underperform
Stock Basics & Statistics
Exchange:
NYSE
Sector:
Financial Services
Industry:
Financial - Credit Services
Shares Out 25 (M)
Shares Float 101 (M)
Held by Insiders 13.7 (%)
Held by Institutions 4.3 (%)
Shares Short 327 (K)
Shares Short P.Month 285 (K)
Stock Financials
EPS 5.38
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 184.14
Profit Margin 23.2 %
Operating Margin 71.6 %
Return on Assets (ttm) 25.2 %
Return on Equity (ttm) 24.3 %
Qtrly Rev. Growth 65.5 %
Gross Profit (p.s.) 220.95
Sales Per Share 304.63
EBITDA (p.s.) 210.8
Qtrly Earnings Growth 44.9 %
Operating Cash Flow 0 (M)
Levered Free Cash Flow 0 (M)
Stock Valuations
PE Ratio 2.56
PEG Ratio 0
Price to Book value 0.07
Price to Sales 0.04
Price to Cash Flow 0
Stock Dividends
Dividend 0.25
Forward Dividend 0
Dividend Yield 1.8%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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