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Yiren Digital Ltd. (YRD)
1.171  -0.009 (-0.76%)    07-28 10:00
Open: 1.18
High: 1.18
Volume: 749
  
Pre. Close: 1.18
Low: 1.171
Market Cap: 102(M)
Technical analysis
2026-07-28 10:19:28 AM
Short term     
Mid term     
Targets 6-month :  1.51 1-year :  1.86
Resists First :  1.29 Second :  1.59
Pivot price 1.22
Supports First :  0.81 Second :  0.68
MAs MA(5) :  1.19 MA(20) :  1.22
MA(100) :  1.78 MA(250) :  3.71
MACD MACD :  -0.1 Signal :  -0.1
%K %D K(14,3) :  6 D(3) :  16.9
RSI RSI(14): 43.7
52-week High :  6.78 Low :  0.81
Price, MAs and Bollinger Bands

Price has closed below its short-term moving average. Short-term moving average is currently below mid-term; and below long-term moving average. From the relationship between price and moving averages: This stock is BEARISH in short-term; and BEARISH in mid-long term.
[ YRD ] has closed above bottom band by 3.2%. Bollinger Bands are 85.9% narrower than normal. The narrow width of the bands suggests low volatility as compared to its normal range. The bands have been in this narrow range for 4 bars. This is a sign that the market may be about to initiate a new trend.

Stock Price Prediction
If tomorrow: Open lower Open higher
High: 1.23 - 1.24 1.24 - 1.24
Low: 1.13 - 1.14 1.14 - 1.15
Close: 1.17 - 1.18 1.18 - 1.19
Company Description

Yiren Digital Ltd., a subsidiary of Creditease Holdings (Cayman) Limited, operates as a leading online consumer finance marketplace connecting borrowers and investors across the People's Republic of China. Founded in Beijing in 2012 and previously known as Yirendai Ltd. until its name change in September 2019, the company's primary function involves facilitating loans. This includes not only the initial matching service but also comprehensive post-origination support, such as cash processing, debt collection, and communication management. Its diverse portfolio of loan products encompasses unsecured consumer credit, various secured consumer loans (including those collateralized by financial leases, automobiles, and real estate), and financing solutions tailored for small businesses. Beyond its lending activities, Yiren Digital also makes available a selection of financial investment products, such as short-term cash management tools, mutual funds, insurance policies, and securities. To further support its clientele, the company provides extensive online investor education services, covering a broad spectrum of investment and trading topics. It also offers specialized training programs focusing on wealth planning, market analysis, and strategic investment approaches. Additionally, Yiren Digital furnishes IT consultancy and support, referral services, system maintenance, and dedicated customer assistance. The firm also extends its operations into financial lease services and insurance brokerage. Customers can access Yiren Digital's offerings through its dedicated website, www.yxpuhui.com, alongside a specialized wealth management portal and a proprietary mobile application. As of December 31, 2020, the company showcased an impressive range of products, featuring 60 fixed income options, 810 mutual fund offerings, and 296 distinct insurance products.

Headline News

Tue, 28 Jul 2026
Yiren Digital Ltd (YRD) Dividends & Stock Splits: Historical Payouts and Event Timeline - TradingKey

Mon, 27 Jul 2026
YRD|Yiren Digital Ltd|Price:1.180| - TradingKey

Fri, 24 Jul 2026
Yiren Digital Ltd. Revenue Breakdown – NYSE:YRD - TradingView

Fri, 24 Jul 2026
YRD|Yiren Digital Ltd|Price:1.180| - TradingKey

Thu, 23 Jul 2026
Yiren Digital's AI Agents Lift Asset-Recovery Tickets Per Staffer to 525 - Stock Titan

Wed, 08 Jul 2026
Yiren Digital bets on AI companion app with 3M users - Stock Titan

Financial Analysis
Price to Book Value:
P/BV, a ratio used to compare book value to its current market price, to gauge whether a stock is valued properly.
Outperform
Price to Earnings:
PE, the ratio for valuing a company that measures its current share price relative to its earnings per share (EPS).
Underperform
Discounted cash flow:
DCF, a valuation method used to estimate the value of an investment based on its expected future cash flows.
Outperform
Return on Assets:
ROA, indicates how profitable a company is in relation to its total assets, how efficiently uses assets to generate a profit.
Underperform
Return on Equity:
ROE, a measure of financial performance calculated by dividing net income by equity. a gauge of profitability and efficiency.
Underperform
Debt to Equity:
evaluate financial leverage, reflects the ability of equity to cover outstanding debts in the event of a business downturn.
Outperform
Stock Basics & Statistics
Exchange:
NYSE
Sector:
Financial Services
Industry:
Financial - Credit Services
Shares Out 0 (M)
Shares Float 14 (M)
Held by Insiders 0 (%)
Held by Institutions 2.7 (%)
Shares Short 209 (K)
Shares Short P.Month 118 (K)
Stock Financials
EPS -1.16
EPS Est Next Qtrly 0
EPS Est This Year 0
EPS Est Next Year 0
Book Value (p.s.) 14.78
Profit Margin -13.6 %
Operating Margin 27.1 %
Return on Assets (ttm) 8.1 %
Return on Equity (ttm) -7.5 %
Qtrly Rev. Growth -41.1 %
Gross Profit (p.s.) 49.37
Sales Per Share 58.06
EBITDA (p.s.) 19.31
Qtrly Earnings Growth 0 %
Operating Cash Flow -431 (M)
Levered Free Cash Flow -173 (M)
Stock Valuations
PE Ratio -1.01
PEG Ratio 0
Price to Book value 0.07
Price to Sales 0.02
Price to Cash Flow -0
Stock Dividends
Dividend 0.21
Forward Dividend 0
Dividend Yield 18.7%
Dividend Pay Date Invalid DateTime.
Ex-Dividend Date Invalid DateTime.

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